▼ 0.50% · 3.625%
HK$21,546
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,217
−HK$681/mo
Today · 4.125%
HK$22,898
baseline
▲ 0.50% · 4.625%
HK$24,291
+HK$1,393/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,796/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,970
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,613
−HK$652/mo
Today · 4.125%
HK$25,265
baseline
▲ 0.50% · 4.625%
HK$26,597
+HK$1,332/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,530/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,701
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,438
−HK$749/mo
Today · 4.125%
HK$25,187
baseline
▲ 0.50% · 4.625%
HK$26,720
+HK$1,533/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$50,374/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$314,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,367
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,074
−HK$718/mo
Today · 4.125%
HK$27,792
baseline
▲ 0.50% · 4.625%
HK$29,257
+HK$1,465/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$55,584/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$314,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,856
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,660
−HK$817/mo
Today · 4.125%
HK$27,477
baseline
▲ 0.50% · 4.625%
HK$29,149
+HK$1,672/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,954/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,764
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,536
−HK$782/mo
Today · 4.125%
HK$30,318
baseline
▲ 0.50% · 4.625%
HK$31,916
+HK$1,598/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,636/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,010
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,882
−HK$885/mo
Today · 4.125%
HK$29,767
baseline
▲ 0.50% · 4.625%
HK$31,578
+HK$1,811/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$59,534/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,161
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$31,997
−HK$848/mo
Today · 4.125%
HK$32,845
baseline
▲ 0.50% · 4.625%
HK$34,576
+HK$1,731/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$65,690/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,165
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,103
−HK$954/mo
Today · 4.125%
HK$32,057
baseline
▲ 0.50% · 4.625%
HK$34,007
+HK$1,950/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,114/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,558
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,458
−HK$913/mo
Today · 4.125%
HK$35,371
baseline
▲ 0.50% · 4.625%
HK$37,236
+HK$1,865/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,742/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,320
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,325
−HK$1,021/mo
Today · 4.125%
HK$34,346
baseline
▲ 0.50% · 4.625%
HK$36,436
+HK$2,090/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$68,692/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$314,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,955
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,920
−HK$978/mo
Today · 4.125%
HK$37,898
baseline
▲ 0.50% · 4.625%
HK$39,896
+HK$1,998/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$75,796/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$314,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,474
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,547
−HK$1,089/mo
Today · 4.125%
HK$36,636
baseline
▲ 0.50% · 4.625%
HK$38,865
+HK$2,229/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$73,272/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,352
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,381
−HK$1,043/mo
Today · 4.125%
HK$40,424
baseline
▲ 0.50% · 4.625%
HK$42,555
+HK$2,131/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$80,848/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,629
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,768
−HK$1,158/mo
Today · 4.125%
HK$38,926
baseline
▲ 0.50% · 4.625%
HK$41,295
+HK$2,369/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$77,852/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,749
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,842
−HK$1,109/mo
Today · 4.125%
HK$42,951
baseline
▲ 0.50% · 4.625%
HK$45,215
+HK$2,264/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$85,902/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,784
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,990
−HK$1,226/mo
Today · 4.125%
HK$41,216
baseline
▲ 0.50% · 4.625%
HK$43,724
+HK$2,508/mo
Deposit HK$945K · loan HK$8.50M · min. income ≈ HK$82,432/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,146
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,304
−HK$1,174/mo
Today · 4.125%
HK$45,478
baseline
▲ 0.50% · 4.625%
HK$47,875
+HK$2,397/mo
Deposit HK$945K · loan HK$8.50M · min. income ≈ HK$90,956/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,915 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).