▼ 0.50% · 3.625%
HK$16,983
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$17,511
−HK$537/mo
Today · 4.125%
HK$18,048
baseline
▲ 0.50% · 4.625%
HK$19,146
+HK$1,098/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$36,096/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,893
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,400
−HK$514/mo
Today · 4.125%
HK$19,914
baseline
▲ 0.50% · 4.625%
HK$20,964
+HK$1,050/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$39,828/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,681
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,262
−HK$591/mo
Today · 4.125%
HK$19,853
baseline
▲ 0.50% · 4.625%
HK$21,061
+HK$1,208/mo
Deposit HK$3.35M · loan HK$4.10M · min. income ≈ HK$39,706/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$223,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,783
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,340
−HK$566/mo
Today · 4.125%
HK$21,906
baseline
▲ 0.50% · 4.625%
HK$23,060
+HK$1,154/mo
Deposit HK$3.35M · loan HK$4.10M · min. income ≈ HK$43,812/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$223,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,380
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,014
−HK$644/mo
Today · 4.125%
HK$21,658
baseline
▲ 0.50% · 4.625%
HK$22,975
+HK$1,317/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,316/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,672
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,280
−HK$617/mo
Today · 4.125%
HK$23,897
baseline
▲ 0.50% · 4.625%
HK$25,157
+HK$1,260/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,794/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,078
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,765
−HK$697/mo
Today · 4.125%
HK$23,462
baseline
▲ 0.50% · 4.625%
HK$24,890
+HK$1,428/mo
Deposit HK$2.61M · loan HK$4.84M · min. income ≈ HK$46,924/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,561
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,220
−HK$668/mo
Today · 4.125%
HK$25,888
baseline
▲ 0.50% · 4.625%
HK$27,253
+HK$1,365/mo
Deposit HK$2.61M · loan HK$4.84M · min. income ≈ HK$51,776/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,776
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,516
−HK$751/mo
Today · 4.125%
HK$25,267
baseline
▲ 0.50% · 4.625%
HK$26,805
+HK$1,538/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$50,534/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,451
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,160
−HK$720/mo
Today · 4.125%
HK$27,880
baseline
▲ 0.50% · 4.625%
HK$29,349
+HK$1,469/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$55,760/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,475
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,267
−HK$805/mo
Today · 4.125%
HK$27,072
baseline
▲ 0.50% · 4.625%
HK$28,719
+HK$1,647/mo
Deposit HK$1.86M · loan HK$5.59M · min. income ≈ HK$54,144/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$223,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,340
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,100
−HK$771/mo
Today · 4.125%
HK$29,871
baseline
▲ 0.50% · 4.625%
HK$31,446
+HK$1,575/mo
Deposit HK$1.86M · loan HK$5.59M · min. income ≈ HK$59,742/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$223,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,173
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,018
−HK$859/mo
Today · 4.125%
HK$28,877
baseline
▲ 0.50% · 4.625%
HK$30,634
+HK$1,757/mo
Deposit HK$1.49M · loan HK$5.96M · min. income ≈ HK$57,754/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,229
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,040
−HK$823/mo
Today · 4.125%
HK$31,863
baseline
▲ 0.50% · 4.625%
HK$33,542
+HK$1,679/mo
Deposit HK$1.49M · loan HK$5.96M · min. income ≈ HK$63,726/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,871
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,769
−HK$913/mo
Today · 4.125%
HK$30,682
baseline
▲ 0.50% · 4.625%
HK$32,548
+HK$1,866/mo
Deposit HK$1.12M · loan HK$6.33M · min. income ≈ HK$61,364/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,119
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,980
−HK$874/mo
Today · 4.125%
HK$33,854
baseline
▲ 0.50% · 4.625%
HK$35,639
+HK$1,785/mo
Deposit HK$1.12M · loan HK$6.33M · min. income ≈ HK$67,708/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,569
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,520
−HK$966/mo
Today · 4.125%
HK$32,486
baseline
▲ 0.50% · 4.625%
HK$34,463
+HK$1,977/mo
Deposit HK$745K · loan HK$6.70M · min. income ≈ HK$64,972/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,008
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,920
−HK$926/mo
Today · 4.125%
HK$35,846
baseline
▲ 0.50% · 4.625%
HK$37,735
+HK$1,889/mo
Deposit HK$745K · loan HK$6.70M · min. income ≈ HK$71,692/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,436 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).