▼ 0.50% · 3.625%
HK$17,451
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,993
−HK$552/mo
Today · 4.125%
HK$18,545
baseline
▲ 0.50% · 4.625%
HK$19,673
+HK$1,128/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$37,090/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,414
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,934
−HK$529/mo
Today · 4.125%
HK$20,463
baseline
▲ 0.50% · 4.625%
HK$21,541
+HK$1,078/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$40,926/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,196
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,793
−HK$606/mo
Today · 4.125%
HK$20,399
baseline
▲ 0.50% · 4.625%
HK$21,641
+HK$1,242/mo
Deposit HK$3.44M · loan HK$4.21M · min. income ≈ HK$40,798/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,355
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,928
−HK$581/mo
Today · 4.125%
HK$22,509
baseline
▲ 0.50% · 4.625%
HK$23,695
+HK$1,186/mo
Deposit HK$3.44M · loan HK$4.21M · min. income ≈ HK$45,018/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,941
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,592
−HK$662/mo
Today · 4.125%
HK$22,254
baseline
▲ 0.50% · 4.625%
HK$23,608
+HK$1,354/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$44,508/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,296
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,921
−HK$634/mo
Today · 4.125%
HK$24,555
baseline
▲ 0.50% · 4.625%
HK$25,849
+HK$1,294/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$49,110/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,686
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,392
−HK$716/mo
Today · 4.125%
HK$24,108
baseline
▲ 0.50% · 4.625%
HK$25,575
+HK$1,467/mo
Deposit HK$2.68M · loan HK$4.97M · min. income ≈ HK$48,216/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,238
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,915
−HK$686/mo
Today · 4.125%
HK$26,601
baseline
▲ 0.50% · 4.625%
HK$28,004
+HK$1,403/mo
Deposit HK$2.68M · loan HK$4.97M · min. income ≈ HK$53,202/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,431
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,191
−HK$772/mo
Today · 4.125%
HK$25,963
baseline
▲ 0.50% · 4.625%
HK$27,543
+HK$1,580/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$51,926/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,179
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,908
−HK$740/mo
Today · 4.125%
HK$28,648
baseline
▲ 0.50% · 4.625%
HK$30,158
+HK$1,510/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$57,296/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,176
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,990
−HK$827/mo
Today · 4.125%
HK$27,817
baseline
▲ 0.50% · 4.625%
HK$29,510
+HK$1,693/mo
Deposit HK$1.91M · loan HK$5.74M · min. income ≈ HK$55,634/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,121
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,902
−HK$792/mo
Today · 4.125%
HK$30,694
baseline
▲ 0.50% · 4.625%
HK$32,312
+HK$1,618/mo
Deposit HK$1.91M · loan HK$5.74M · min. income ≈ HK$61,388/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,921
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,790
−HK$882/mo
Today · 4.125%
HK$29,672
baseline
▲ 0.50% · 4.625%
HK$31,477
+HK$1,805/mo
Deposit HK$1.53M · loan HK$6.12M · min. income ≈ HK$59,344/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,062
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,895
−HK$845/mo
Today · 4.125%
HK$32,740
baseline
▲ 0.50% · 4.625%
HK$34,466
+HK$1,726/mo
Deposit HK$1.53M · loan HK$6.12M · min. income ≈ HK$65,480/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,666
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,589
−HK$937/mo
Today · 4.125%
HK$31,526
baseline
▲ 0.50% · 4.625%
HK$33,445
+HK$1,919/mo
Deposit HK$1.15M · loan HK$6.51M · min. income ≈ HK$63,052/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,003
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,888
−HK$898/mo
Today · 4.125%
HK$34,786
baseline
▲ 0.50% · 4.625%
HK$36,620
+HK$1,834/mo
Deposit HK$1.15M · loan HK$6.51M · min. income ≈ HK$69,572/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,411
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,388
−HK$993/mo
Today · 4.125%
HK$33,381
baseline
▲ 0.50% · 4.625%
HK$35,412
+HK$2,031/mo
Deposit HK$765K · loan HK$6.89M · min. income ≈ HK$66,762/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$229,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,945
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,882
−HK$951/mo
Today · 4.125%
HK$36,833
baseline
▲ 0.50% · 4.625%
HK$38,774
+HK$1,941/mo
Deposit HK$765K · loan HK$6.89M · min. income ≈ HK$73,666/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$229,589 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).