▼ 0.50% · 3.625%
HK$16,932
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$17,459
−HK$535/mo
Today · 4.125%
HK$17,994
baseline
▲ 0.50% · 4.625%
HK$19,089
+HK$1,095/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$35,988/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$222,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,837
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$19,342
−HK$513/mo
Today · 4.125%
HK$19,855
baseline
▲ 0.50% · 4.625%
HK$20,901
+HK$1,046/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$39,710/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$222,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,625
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,205
−HK$588/mo
Today · 4.125%
HK$19,793
baseline
▲ 0.50% · 4.625%
HK$20,998
+HK$1,205/mo
Deposit HK$3.34M · loan HK$4.08M · min. income ≈ HK$39,586/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$222,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,721
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,276
−HK$564/mo
Today · 4.125%
HK$21,840
baseline
▲ 0.50% · 4.625%
HK$22,991
+HK$1,151/mo
Deposit HK$3.34M · loan HK$4.08M · min. income ≈ HK$43,680/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$222,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,319
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,951
−HK$642/mo
Today · 4.125%
HK$21,593
baseline
▲ 0.50% · 4.625%
HK$22,907
+HK$1,314/mo
Deposit HK$2.97M · loan HK$4.46M · min. income ≈ HK$43,186/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,604
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,211
−HK$615/mo
Today · 4.125%
HK$23,826
baseline
▲ 0.50% · 4.625%
HK$25,081
+HK$1,255/mo
Deposit HK$2.97M · loan HK$4.46M · min. income ≈ HK$47,652/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,012
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,697
−HK$695/mo
Today · 4.125%
HK$23,392
baseline
▲ 0.50% · 4.625%
HK$24,816
+HK$1,424/mo
Deposit HK$2.60M · loan HK$4.83M · min. income ≈ HK$46,784/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$222,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,488
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,145
−HK$666/mo
Today · 4.125%
HK$25,811
baseline
▲ 0.50% · 4.625%
HK$27,172
+HK$1,361/mo
Deposit HK$2.60M · loan HK$4.83M · min. income ≈ HK$51,622/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$222,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,705
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,443
−HK$749/mo
Today · 4.125%
HK$25,192
baseline
▲ 0.50% · 4.625%
HK$26,725
+HK$1,533/mo
Deposit HK$2.23M · loan HK$5.20M · min. income ≈ HK$50,384/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,372
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,079
−HK$718/mo
Today · 4.125%
HK$27,797
baseline
▲ 0.50% · 4.625%
HK$29,262
+HK$1,465/mo
Deposit HK$2.23M · loan HK$5.20M · min. income ≈ HK$55,594/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,398
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,188
−HK$803/mo
Today · 4.125%
HK$26,991
baseline
▲ 0.50% · 4.625%
HK$28,633
+HK$1,642/mo
Deposit HK$1.86M · loan HK$5.57M · min. income ≈ HK$53,982/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$222,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,255
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,013
−HK$769/mo
Today · 4.125%
HK$29,782
baseline
▲ 0.50% · 4.625%
HK$31,352
+HK$1,570/mo
Deposit HK$1.86M · loan HK$5.57M · min. income ≈ HK$59,564/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$222,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,092
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,934
−HK$856/mo
Today · 4.125%
HK$28,790
baseline
▲ 0.50% · 4.625%
HK$30,542
+HK$1,752/mo
Deposit HK$1.49M · loan HK$5.94M · min. income ≈ HK$57,580/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$222,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,139
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,947
−HK$820/mo
Today · 4.125%
HK$31,767
baseline
▲ 0.50% · 4.625%
HK$33,442
+HK$1,675/mo
Deposit HK$1.49M · loan HK$5.94M · min. income ≈ HK$63,534/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$222,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,785
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,680
−HK$910/mo
Today · 4.125%
HK$30,590
baseline
▲ 0.50% · 4.625%
HK$32,451
+HK$1,861/mo
Deposit HK$1.11M · loan HK$6.31M · min. income ≈ HK$61,180/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$222,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,023
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,882
−HK$871/mo
Today · 4.125%
HK$33,753
baseline
▲ 0.50% · 4.625%
HK$35,532
+HK$1,779/mo
Deposit HK$1.11M · loan HK$6.31M · min. income ≈ HK$67,506/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$222,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,478
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,426
−HK$963/mo
Today · 4.125%
HK$32,389
baseline
▲ 0.50% · 4.625%
HK$34,360
+HK$1,971/mo
Deposit HK$743K · loan HK$6.68M · min. income ≈ HK$64,778/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$222,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,907
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,816
−HK$922/mo
Today · 4.125%
HK$35,738
baseline
▲ 0.50% · 4.625%
HK$37,622
+HK$1,884/mo
Deposit HK$743K · loan HK$6.68M · min. income ≈ HK$71,476/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$222,768 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).