▼ 0.50% · 3.625%
HK$20,962
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,614
−HK$663/mo
Today · 4.125%
HK$22,277
baseline
▲ 0.50% · 4.625%
HK$23,632
+HK$1,355/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,554/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$289,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,320
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,946
−HK$634/mo
Today · 4.125%
HK$24,580
baseline
▲ 0.50% · 4.625%
HK$25,876
+HK$1,296/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,160/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$289,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,058
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,776
−HK$728/mo
Today · 4.125%
HK$24,504
baseline
▲ 0.50% · 4.625%
HK$25,995
+HK$1,491/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,008/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$289,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,652
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,340
−HK$698/mo
Today · 4.125%
HK$27,038
baseline
▲ 0.50% · 4.625%
HK$28,463
+HK$1,425/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,076/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$289,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,155
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,937
−HK$795/mo
Today · 4.125%
HK$26,732
baseline
▲ 0.50% · 4.625%
HK$28,359
+HK$1,627/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,464/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,984
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,735
−HK$761/mo
Today · 4.125%
HK$29,496
baseline
▲ 0.50% · 4.625%
HK$31,051
+HK$1,555/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$58,992/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,251
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,098
−HK$862/mo
Today · 4.125%
HK$28,960
baseline
▲ 0.50% · 4.625%
HK$30,722
+HK$1,762/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$57,920/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,316
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,129
−HK$825/mo
Today · 4.125%
HK$31,954
baseline
▲ 0.50% · 4.625%
HK$33,638
+HK$1,684/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$63,908/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,347
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,260
−HK$927/mo
Today · 4.125%
HK$31,187
baseline
▲ 0.50% · 4.625%
HK$33,085
+HK$1,898/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$62,374/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,648
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,524
−HK$888/mo
Today · 4.125%
HK$34,412
baseline
▲ 0.50% · 4.625%
HK$36,226
+HK$1,814/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$68,824/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,443
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,421
−HK$994/mo
Today · 4.125%
HK$33,415
baseline
▲ 0.50% · 4.625%
HK$35,448
+HK$2,033/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,830/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,980
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,918
−HK$952/mo
Today · 4.125%
HK$36,870
baseline
▲ 0.50% · 4.625%
HK$38,814
+HK$1,944/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,740/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,539
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,583
−HK$1,060/mo
Today · 4.125%
HK$35,643
baseline
▲ 0.50% · 4.625%
HK$37,811
+HK$2,168/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$71,286/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,312
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,313
−HK$1,015/mo
Today · 4.125%
HK$39,328
baseline
▲ 0.50% · 4.625%
HK$41,401
+HK$2,073/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$78,656/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,636
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,744
−HK$1,126/mo
Today · 4.125%
HK$37,870
baseline
▲ 0.50% · 4.625%
HK$40,175
+HK$2,305/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$75,740/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,644
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,708
−HK$1,078/mo
Today · 4.125%
HK$41,786
baseline
▲ 0.50% · 4.625%
HK$43,989
+HK$2,203/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$83,572/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,732
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,906
−HK$1,192/mo
Today · 4.125%
HK$40,098
baseline
▲ 0.50% · 4.625%
HK$42,538
+HK$2,440/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$80,196/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,976
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,102
−HK$1,142/mo
Today · 4.125%
HK$44,244
baseline
▲ 0.50% · 4.625%
HK$46,576
+HK$2,332/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$88,488/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,290 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).