▼ 0.50% · 3.625%
HK$20,372
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$21,006
−HK$643/mo
Today · 4.125%
HK$21,649
baseline
▲ 0.50% · 4.625%
HK$22,967
+HK$1,318/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,298/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,664
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,271
−HK$617/mo
Today · 4.125%
HK$23,888
baseline
▲ 0.50% · 4.625%
HK$25,147
+HK$1,259/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,776/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,409
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,106
−HK$708/mo
Today · 4.125%
HK$23,814
baseline
▲ 0.50% · 4.625%
HK$25,263
+HK$1,449/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$47,628/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,930
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,599
−HK$678/mo
Today · 4.125%
HK$26,277
baseline
▲ 0.50% · 4.625%
HK$27,662
+HK$1,385/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$52,554/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,446
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,207
−HK$772/mo
Today · 4.125%
HK$25,979
baseline
▲ 0.50% · 4.625%
HK$27,560
+HK$1,581/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,958/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,196
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,926
−HK$740/mo
Today · 4.125%
HK$28,666
baseline
▲ 0.50% · 4.625%
HK$30,177
+HK$1,511/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,332/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,484
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,307
−HK$837/mo
Today · 4.125%
HK$28,144
baseline
▲ 0.50% · 4.625%
HK$29,857
+HK$1,713/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,288/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$268,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,463
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,253
−HK$801/mo
Today · 4.125%
HK$31,054
baseline
▲ 0.50% · 4.625%
HK$32,691
+HK$1,637/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,108/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$268,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,521
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,408
−HK$901/mo
Today · 4.125%
HK$30,309
baseline
▲ 0.50% · 4.625%
HK$32,154
+HK$1,845/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,618/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,729
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,580
−HK$863/mo
Today · 4.125%
HK$33,443
baseline
▲ 0.50% · 4.625%
HK$35,206
+HK$1,763/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,886/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,558
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,509
−HK$965/mo
Today · 4.125%
HK$32,474
baseline
▲ 0.50% · 4.625%
HK$34,450
+HK$1,976/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$64,948/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,995
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,907
−HK$925/mo
Today · 4.125%
HK$35,832
baseline
▲ 0.50% · 4.625%
HK$37,721
+HK$1,889/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$71,664/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,595
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,609
−HK$1,030/mo
Today · 4.125%
HK$34,639
baseline
▲ 0.50% · 4.625%
HK$36,747
+HK$2,108/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$69,278/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$268,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,262
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,234
−HK$987/mo
Today · 4.125%
HK$38,221
baseline
▲ 0.50% · 4.625%
HK$40,236
+HK$2,015/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$76,442/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$268,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,632
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,710
−HK$1,094/mo
Today · 4.125%
HK$36,804
baseline
▲ 0.50% · 4.625%
HK$39,044
+HK$2,240/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$73,608/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,528
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,561
−HK$1,049/mo
Today · 4.125%
HK$40,610
baseline
▲ 0.50% · 4.625%
HK$42,750
+HK$2,140/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$81,220/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,670
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,810
−HK$1,159/mo
Today · 4.125%
HK$38,969
baseline
▲ 0.50% · 4.625%
HK$41,340
+HK$2,371/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$77,938/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,795
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,889
−HK$1,110/mo
Today · 4.125%
HK$42,999
baseline
▲ 0.50% · 4.625%
HK$45,265
+HK$2,266/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$85,998/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,023 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).