▼ 0.50% · 3.625%
HK$18,063
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,625
−HK$571/mo
Today · 4.125%
HK$19,196
baseline
▲ 0.50% · 4.625%
HK$20,364
+HK$1,168/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$38,392/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,095
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,634
−HK$547/mo
Today · 4.125%
HK$21,181
baseline
▲ 0.50% · 4.625%
HK$22,297
+HK$1,116/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$42,362/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,869
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,487
−HK$628/mo
Today · 4.125%
HK$21,115
baseline
▲ 0.50% · 4.625%
HK$22,400
+HK$1,285/mo
Deposit HK$3.56M · loan HK$4.36M · min. income ≈ HK$42,230/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,104
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,697
−HK$602/mo
Today · 4.125%
HK$23,299
baseline
▲ 0.50% · 4.625%
HK$24,527
+HK$1,228/mo
Deposit HK$3.56M · loan HK$4.36M · min. income ≈ HK$46,598/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,676
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,350
−HK$685/mo
Today · 4.125%
HK$23,035
baseline
▲ 0.50% · 4.625%
HK$24,436
+HK$1,401/mo
Deposit HK$3.17M · loan HK$4.75M · min. income ≈ HK$46,070/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,114
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,761
−HK$656/mo
Today · 4.125%
HK$25,417
baseline
▲ 0.50% · 4.625%
HK$26,756
+HK$1,339/mo
Deposit HK$3.17M · loan HK$4.75M · min. income ≈ HK$50,834/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,482
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,212
−HK$742/mo
Today · 4.125%
HK$24,954
baseline
▲ 0.50% · 4.625%
HK$26,473
+HK$1,519/mo
Deposit HK$2.77M · loan HK$5.15M · min. income ≈ HK$49,908/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,123
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,824
−HK$711/mo
Today · 4.125%
HK$27,535
baseline
▲ 0.50% · 4.625%
HK$28,986
+HK$1,451/mo
Deposit HK$2.77M · loan HK$5.15M · min. income ≈ HK$55,070/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,288
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,075
−HK$799/mo
Today · 4.125%
HK$26,874
baseline
▲ 0.50% · 4.625%
HK$28,509
+HK$1,635/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$53,748/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,133
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,887
−HK$766/mo
Today · 4.125%
HK$29,653
baseline
▲ 0.50% · 4.625%
HK$31,216
+HK$1,563/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$59,306/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,094
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,937
−HK$857/mo
Today · 4.125%
HK$28,794
baseline
▲ 0.50% · 4.625%
HK$30,546
+HK$1,752/mo
Deposit HK$1.98M · loan HK$5.94M · min. income ≈ HK$57,588/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,142
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,951
−HK$820/mo
Today · 4.125%
HK$31,771
baseline
▲ 0.50% · 4.625%
HK$33,446
+HK$1,675/mo
Deposit HK$1.98M · loan HK$5.94M · min. income ≈ HK$63,542/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,901
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,800
−HK$913/mo
Today · 4.125%
HK$30,713
baseline
▲ 0.50% · 4.625%
HK$32,582
+HK$1,869/mo
Deposit HK$1.58M · loan HK$6.34M · min. income ≈ HK$61,426/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,152
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,014
−HK$875/mo
Today · 4.125%
HK$33,889
baseline
▲ 0.50% · 4.625%
HK$35,675
+HK$1,786/mo
Deposit HK$1.58M · loan HK$6.34M · min. income ≈ HK$67,778/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,707
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,662
−HK$971/mo
Today · 4.125%
HK$32,633
baseline
▲ 0.50% · 4.625%
HK$34,618
+HK$1,985/mo
Deposit HK$1.19M · loan HK$6.73M · min. income ≈ HK$65,266/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$237,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,161
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,078
−HK$929/mo
Today · 4.125%
HK$36,007
baseline
▲ 0.50% · 4.625%
HK$37,905
+HK$1,898/mo
Deposit HK$1.19M · loan HK$6.73M · min. income ≈ HK$72,014/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$237,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,513
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,525
−HK$1,027/mo
Today · 4.125%
HK$34,552
baseline
▲ 0.50% · 4.625%
HK$36,655
+HK$2,103/mo
Deposit HK$792K · loan HK$7.13M · min. income ≈ HK$69,104/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,171
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,141
−HK$984/mo
Today · 4.125%
HK$38,125
baseline
▲ 0.50% · 4.625%
HK$40,135
+HK$2,010/mo
Deposit HK$792K · loan HK$7.13M · min. income ≈ HK$76,250/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,645 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).