▼ 0.50% · 3.625%
HK$16,831
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$17,355
−HK$531/mo
Today · 4.125%
HK$17,886
baseline
▲ 0.50% · 4.625%
HK$18,975
+HK$1,089/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$35,772/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,724
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$19,227
−HK$509/mo
Today · 4.125%
HK$19,736
baseline
▲ 0.50% · 4.625%
HK$20,776
+HK$1,040/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$39,472/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,514
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$19,090
−HK$585/mo
Today · 4.125%
HK$19,675
baseline
▲ 0.50% · 4.625%
HK$20,872
+HK$1,197/mo
Deposit HK$3.32M · loan HK$4.06M · min. income ≈ HK$39,350/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$221,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,597
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$21,149
−HK$561/mo
Today · 4.125%
HK$21,710
baseline
▲ 0.50% · 4.625%
HK$22,854
+HK$1,144/mo
Deposit HK$3.32M · loan HK$4.06M · min. income ≈ HK$43,420/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$221,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,197
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,825
−HK$639/mo
Today · 4.125%
HK$21,464
baseline
▲ 0.50% · 4.625%
HK$22,770
+HK$1,306/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$42,928/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,469
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,072
−HK$611/mo
Today · 4.125%
HK$23,683
baseline
▲ 0.50% · 4.625%
HK$24,932
+HK$1,249/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$47,366/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,880
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,561
−HK$691/mo
Today · 4.125%
HK$23,252
baseline
▲ 0.50% · 4.625%
HK$24,667
+HK$1,415/mo
Deposit HK$2.58M · loan HK$4.80M · min. income ≈ HK$46,504/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$221,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,342
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,994
−HK$663/mo
Today · 4.125%
HK$25,657
baseline
▲ 0.50% · 4.625%
HK$27,009
+HK$1,352/mo
Deposit HK$2.58M · loan HK$4.80M · min. income ≈ HK$51,314/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$221,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,563
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,296
−HK$745/mo
Today · 4.125%
HK$25,041
baseline
▲ 0.50% · 4.625%
HK$26,565
+HK$1,524/mo
Deposit HK$2.21M · loan HK$5.17M · min. income ≈ HK$50,082/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,214
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,917
−HK$713/mo
Today · 4.125%
HK$27,630
baseline
▲ 0.50% · 4.625%
HK$29,087
+HK$1,457/mo
Deposit HK$2.21M · loan HK$5.17M · min. income ≈ HK$55,260/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,247
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,032
−HK$798/mo
Today · 4.125%
HK$26,830
baseline
▲ 0.50% · 4.625%
HK$28,462
+HK$1,632/mo
Deposit HK$1.85M · loan HK$5.54M · min. income ≈ HK$53,660/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$221,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,086
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,840
−HK$764/mo
Today · 4.125%
HK$29,604
baseline
▲ 0.50% · 4.625%
HK$31,164
+HK$1,560/mo
Deposit HK$1.85M · loan HK$5.54M · min. income ≈ HK$59,208/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$221,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,930
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,767
−HK$851/mo
Today · 4.125%
HK$28,618
baseline
▲ 0.50% · 4.625%
HK$30,360
+HK$1,742/mo
Deposit HK$1.48M · loan HK$5.90M · min. income ≈ HK$57,236/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$221,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,959
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,762
−HK$816/mo
Today · 4.125%
HK$31,578
baseline
▲ 0.50% · 4.625%
HK$33,242
+HK$1,664/mo
Deposit HK$1.48M · loan HK$5.90M · min. income ≈ HK$63,156/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$221,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,613
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,503
−HK$904/mo
Today · 4.125%
HK$30,407
baseline
▲ 0.50% · 4.625%
HK$32,257
+HK$1,850/mo
Deposit HK$1.11M · loan HK$6.27M · min. income ≈ HK$60,814/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$221,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,831
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,685
−HK$866/mo
Today · 4.125%
HK$33,551
baseline
▲ 0.50% · 4.625%
HK$35,320
+HK$1,769/mo
Deposit HK$1.11M · loan HK$6.27M · min. income ≈ HK$67,102/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$221,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,296
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,238
−HK$958/mo
Today · 4.125%
HK$32,196
baseline
▲ 0.50% · 4.625%
HK$34,155
+HK$1,959/mo
Deposit HK$738K · loan HK$6.64M · min. income ≈ HK$64,392/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$221,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,704
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,608
−HK$917/mo
Today · 4.125%
HK$35,525
baseline
▲ 0.50% · 4.625%
HK$37,397
+HK$1,872/mo
Deposit HK$738K · loan HK$6.64M · min. income ≈ HK$71,050/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$221,436 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).