▼ 0.50% · 3.625%
HK$21,346
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,010
−HK$675/mo
Today · 4.125%
HK$22,685
baseline
▲ 0.50% · 4.625%
HK$24,065
+HK$1,380/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,370/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,747
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,384
−HK$646/mo
Today · 4.125%
HK$25,030
baseline
▲ 0.50% · 4.625%
HK$26,350
+HK$1,320/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,060/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,481
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,211
−HK$742/mo
Today · 4.125%
HK$24,953
baseline
▲ 0.50% · 4.625%
HK$26,471
+HK$1,518/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$49,906/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,122
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,823
−HK$710/mo
Today · 4.125%
HK$27,533
baseline
▲ 0.50% · 4.625%
HK$28,985
+HK$1,452/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$55,066/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,615
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,412
−HK$810/mo
Today · 4.125%
HK$27,222
baseline
▲ 0.50% · 4.625%
HK$28,878
+HK$1,656/mo
Deposit HK$3.74M · loan HK$5.62M · min. income ≈ HK$54,444/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,497
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,261
−HK$775/mo
Today · 4.125%
HK$30,036
baseline
▲ 0.50% · 4.625%
HK$31,620
+HK$1,584/mo
Deposit HK$3.74M · loan HK$5.62M · min. income ≈ HK$60,072/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,750
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,613
−HK$877/mo
Today · 4.125%
HK$29,490
baseline
▲ 0.50% · 4.625%
HK$31,284
+HK$1,794/mo
Deposit HK$3.28M · loan HK$6.08M · min. income ≈ HK$58,980/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,871
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,699
−HK$840/mo
Today · 4.125%
HK$32,539
baseline
▲ 0.50% · 4.625%
HK$34,255
+HK$1,716/mo
Deposit HK$3.28M · loan HK$6.08M · min. income ≈ HK$65,078/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,884
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,814
−HK$944/mo
Today · 4.125%
HK$31,758
baseline
▲ 0.50% · 4.625%
HK$33,691
+HK$1,933/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,516/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$306,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,246
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,138
−HK$904/mo
Today · 4.125%
HK$35,042
baseline
▲ 0.50% · 4.625%
HK$36,890
+HK$1,848/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,084/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$306,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,019
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,015
−HK$1,012/mo
Today · 4.125%
HK$34,027
baseline
▲ 0.50% · 4.625%
HK$36,097
+HK$2,070/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$68,054/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,621
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,576
−HK$969/mo
Today · 4.125%
HK$37,545
baseline
▲ 0.50% · 4.625%
HK$39,524
+HK$1,979/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,090/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,154
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,216
−HK$1,079/mo
Today · 4.125%
HK$36,295
baseline
▲ 0.50% · 4.625%
HK$38,504
+HK$2,209/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$72,590/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,996
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,015
−HK$1,033/mo
Today · 4.125%
HK$40,048
baseline
▲ 0.50% · 4.625%
HK$42,159
+HK$2,111/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$80,096/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,288
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,417
−HK$1,147/mo
Today · 4.125%
HK$38,564
baseline
▲ 0.50% · 4.625%
HK$40,910
+HK$2,346/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$77,128/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,370
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,453
−HK$1,098/mo
Today · 4.125%
HK$42,551
baseline
▲ 0.50% · 4.625%
HK$44,794
+HK$2,243/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$85,102/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,423
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,618
−HK$1,214/mo
Today · 4.125%
HK$40,832
baseline
▲ 0.50% · 4.625%
HK$43,317
+HK$2,485/mo
Deposit HK$936K · loan HK$8.43M · min. income ≈ HK$81,664/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,745
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,891
−HK$1,163/mo
Today · 4.125%
HK$45,054
baseline
▲ 0.50% · 4.625%
HK$47,429
+HK$2,375/mo
Deposit HK$936K · loan HK$8.43M · min. income ≈ HK$90,108/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,126 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).