▼ 0.50% · 3.625%
HK$17,791
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,345
−HK$562/mo
Today · 4.125%
HK$18,907
baseline
▲ 0.50% · 4.625%
HK$20,057
+HK$1,150/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,814/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,793
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,323
−HK$539/mo
Today · 4.125%
HK$20,862
baseline
▲ 0.50% · 4.625%
HK$21,962
+HK$1,100/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,724/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,570
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,179
−HK$619/mo
Today · 4.125%
HK$20,798
baseline
▲ 0.50% · 4.625%
HK$22,063
+HK$1,265/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$41,596/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,772
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,356
−HK$592/mo
Today · 4.125%
HK$22,948
baseline
▲ 0.50% · 4.625%
HK$24,158
+HK$1,210/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$45,896/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,349
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,014
−HK$674/mo
Today · 4.125%
HK$22,688
baseline
▲ 0.50% · 4.625%
HK$24,069
+HK$1,381/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$45,376/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$234,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,751
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,388
−HK$646/mo
Today · 4.125%
HK$25,034
baseline
▲ 0.50% · 4.625%
HK$26,354
+HK$1,320/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$50,068/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$234,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,129
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,848
−HK$731/mo
Today · 4.125%
HK$24,579
baseline
▲ 0.50% · 4.625%
HK$26,075
+HK$1,496/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$49,158/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$234,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,730
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,420
−HK$700/mo
Today · 4.125%
HK$27,120
baseline
▲ 0.50% · 4.625%
HK$28,550
+HK$1,430/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$54,240/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$234,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,908
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,683
−HK$787/mo
Today · 4.125%
HK$26,470
baseline
▲ 0.50% · 4.625%
HK$28,080
+HK$1,610/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$52,940/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$234,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,710
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,453
−HK$754/mo
Today · 4.125%
HK$29,207
baseline
▲ 0.50% · 4.625%
HK$30,746
+HK$1,539/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$58,414/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$234,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,687
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,517
−HK$843/mo
Today · 4.125%
HK$28,360
baseline
▲ 0.50% · 4.625%
HK$30,086
+HK$1,726/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$56,720/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$234,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,689
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,485
−HK$808/mo
Today · 4.125%
HK$31,293
baseline
▲ 0.50% · 4.625%
HK$32,942
+HK$1,649/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$62,586/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$234,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,466
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,351
−HK$900/mo
Today · 4.125%
HK$30,251
baseline
▲ 0.50% · 4.625%
HK$32,092
+HK$1,841/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$60,502/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$234,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,668
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,517
−HK$862/mo
Today · 4.125%
HK$33,379
baseline
▲ 0.50% · 4.625%
HK$35,139
+HK$1,760/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$66,758/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$234,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,245
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,186
−HK$956/mo
Today · 4.125%
HK$32,142
baseline
▲ 0.50% · 4.625%
HK$34,097
+HK$1,955/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$64,284/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$234,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,647
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,550
−HK$915/mo
Today · 4.125%
HK$35,465
baseline
▲ 0.50% · 4.625%
HK$37,335
+HK$1,870/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$70,930/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$234,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,024
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,020
−HK$1,012/mo
Today · 4.125%
HK$34,032
baseline
▲ 0.50% · 4.625%
HK$36,103
+HK$2,071/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$68,064/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$234,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,627
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,582
−HK$969/mo
Today · 4.125%
HK$37,551
baseline
▲ 0.50% · 4.625%
HK$39,531
+HK$1,980/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$75,102/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$234,069 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).