▼ 0.50% · 3.625%
HK$21,461
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,128
−HK$678/mo
Today · 4.125%
HK$22,806
baseline
▲ 0.50% · 4.625%
HK$24,194
+HK$1,388/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,612/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,875
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,515
−HK$650/mo
Today · 4.125%
HK$25,165
baseline
▲ 0.50% · 4.625%
HK$26,491
+HK$1,326/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,330/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,607
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,341
−HK$746/mo
Today · 4.125%
HK$25,087
baseline
▲ 0.50% · 4.625%
HK$26,613
+HK$1,526/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$50,174/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,262
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,966
−HK$715/mo
Today · 4.125%
HK$27,681
baseline
▲ 0.50% · 4.625%
HK$29,140
+HK$1,459/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$55,362/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,753
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,554
−HK$814/mo
Today · 4.125%
HK$27,368
baseline
▲ 0.50% · 4.625%
HK$29,033
+HK$1,665/mo
Deposit HK$3.76M · loan HK$5.65M · min. income ≈ HK$54,736/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,650
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,418
−HK$779/mo
Today · 4.125%
HK$30,197
baseline
▲ 0.50% · 4.625%
HK$31,789
+HK$1,592/mo
Deposit HK$3.76M · loan HK$5.65M · min. income ≈ HK$60,394/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,899
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,767
−HK$881/mo
Today · 4.125%
HK$29,648
baseline
▲ 0.50% · 4.625%
HK$31,452
+HK$1,804/mo
Deposit HK$3.29M · loan HK$6.12M · min. income ≈ HK$59,296/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$311,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,037
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,869
−HK$845/mo
Today · 4.125%
HK$32,714
baseline
▲ 0.50% · 4.625%
HK$34,438
+HK$1,724/mo
Deposit HK$3.29M · loan HK$6.12M · min. income ≈ HK$65,428/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$311,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,045
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,979
−HK$950/mo
Today · 4.125%
HK$31,929
baseline
▲ 0.50% · 4.625%
HK$33,872
+HK$1,943/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$63,858/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$311,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,425
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,321
−HK$909/mo
Today · 4.125%
HK$35,230
baseline
▲ 0.50% · 4.625%
HK$37,087
+HK$1,857/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$70,460/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$311,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,191
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,192
−HK$1,018/mo
Today · 4.125%
HK$34,210
baseline
▲ 0.50% · 4.625%
HK$36,291
+HK$2,081/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$68,420/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$311,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,812
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,772
−HK$975/mo
Today · 4.125%
HK$37,747
baseline
▲ 0.50% · 4.625%
HK$39,737
+HK$1,990/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$75,494/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$311,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,337
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,405
−HK$1,085/mo
Today · 4.125%
HK$36,490
baseline
▲ 0.50% · 4.625%
HK$38,710
+HK$2,220/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$72,980/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$311,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,199
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,224
−HK$1,039/mo
Today · 4.125%
HK$40,263
baseline
▲ 0.50% · 4.625%
HK$42,386
+HK$2,123/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$80,526/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$311,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,483
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,618
−HK$1,153/mo
Today · 4.125%
HK$38,771
baseline
▲ 0.50% · 4.625%
HK$41,130
+HK$2,359/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$77,542/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,587
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,675
−HK$1,105/mo
Today · 4.125%
HK$42,780
baseline
▲ 0.50% · 4.625%
HK$45,035
+HK$2,255/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$85,560/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,629
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,831
−HK$1,220/mo
Today · 4.125%
HK$41,051
baseline
▲ 0.50% · 4.625%
HK$43,549
+HK$2,498/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$82,102/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,974
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,127
−HK$1,169/mo
Today · 4.125%
HK$45,296
baseline
▲ 0.50% · 4.625%
HK$47,684
+HK$2,388/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$90,592/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,148 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).