▼ 0.50% · 3.625%
HK$2,746
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,832
−HK$87/mo
Today · 4.125%
HK$2,919
baseline
▲ 0.50% · 4.625%
HK$3,096
+HK$177/mo
Deposit HK$602K · loan HK$602K · min. income ≈ HK$5,838/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,055
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,137
−HK$83/mo
Today · 4.125%
HK$3,220
baseline
▲ 0.50% · 4.625%
HK$3,390
+HK$170/mo
Deposit HK$602K · loan HK$602K · min. income ≈ HK$6,440/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,021
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,115
−HK$96/mo
Today · 4.125%
HK$3,211
baseline
▲ 0.50% · 4.625%
HK$3,406
+HK$195/mo
Deposit HK$542K · loan HK$662K · min. income ≈ HK$6,422/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,361
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,451
−HK$91/mo
Today · 4.125%
HK$3,542
baseline
▲ 0.50% · 4.625%
HK$3,729
+HK$187/mo
Deposit HK$542K · loan HK$662K · min. income ≈ HK$7,084/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,296
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,398
−HK$104/mo
Today · 4.125%
HK$3,502
baseline
▲ 0.50% · 4.625%
HK$3,715
+HK$213/mo
Deposit HK$482K · loan HK$723K · min. income ≈ HK$7,004/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,666
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,765
−HK$100/mo
Today · 4.125%
HK$3,865
baseline
▲ 0.50% · 4.625%
HK$4,068
+HK$203/mo
Deposit HK$482K · loan HK$723K · min. income ≈ HK$7,730/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,570
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,681
−HK$113/mo
Today · 4.125%
HK$3,794
baseline
▲ 0.50% · 4.625%
HK$4,025
+HK$231/mo
Deposit HK$422K · loan HK$783K · min. income ≈ HK$7,588/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,972
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,079
−HK$108/mo
Today · 4.125%
HK$4,187
baseline
▲ 0.50% · 4.625%
HK$4,407
+HK$220/mo
Deposit HK$422K · loan HK$783K · min. income ≈ HK$8,374/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,845
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,965
−HK$121/mo
Today · 4.125%
HK$4,086
baseline
▲ 0.50% · 4.625%
HK$4,335
+HK$249/mo
Deposit HK$361K · loan HK$843K · min. income ≈ HK$8,172/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,278
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,392
−HK$117/mo
Today · 4.125%
HK$4,509
baseline
▲ 0.50% · 4.625%
HK$4,746
+HK$237/mo
Deposit HK$361K · loan HK$843K · min. income ≈ HK$9,018/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,120
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,248
−HK$130/mo
Today · 4.125%
HK$4,378
baseline
▲ 0.50% · 4.625%
HK$4,644
+HK$266/mo
Deposit HK$301K · loan HK$903K · min. income ≈ HK$8,756/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,583
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,706
−HK$125/mo
Today · 4.125%
HK$4,831
baseline
▲ 0.50% · 4.625%
HK$5,085
+HK$254/mo
Deposit HK$301K · loan HK$903K · min. income ≈ HK$9,662/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,394
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,531
−HK$139/mo
Today · 4.125%
HK$4,670
baseline
▲ 0.50% · 4.625%
HK$4,954
+HK$284/mo
Deposit HK$241K · loan HK$964K · min. income ≈ HK$9,340/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,889
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,020
−HK$133/mo
Today · 4.125%
HK$5,153
baseline
▲ 0.50% · 4.625%
HK$5,424
+HK$271/mo
Deposit HK$241K · loan HK$964K · min. income ≈ HK$10,306/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,669
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,814
−HK$148/mo
Today · 4.125%
HK$4,962
baseline
▲ 0.50% · 4.625%
HK$5,264
+HK$302/mo
Deposit HK$181K · loan HK$1.02M · min. income ≈ HK$9,924/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,194
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,333
−HK$142/mo
Today · 4.125%
HK$5,475
baseline
▲ 0.50% · 4.625%
HK$5,763
+HK$288/mo
Deposit HK$181K · loan HK$1.02M · min. income ≈ HK$10,950/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,944
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,097
−HK$157/mo
Today · 4.125%
HK$5,254
baseline
▲ 0.50% · 4.625%
HK$5,573
+HK$319/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$10,508/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,500
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,647
−HK$150/mo
Today · 4.125%
HK$5,797
baseline
▲ 0.50% · 4.625%
HK$6,102
+HK$305/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$11,594/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).