▼ 0.50% · 3.625%
HK$2,684
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,768
−HK$85/mo
Today · 4.125%
HK$2,853
baseline
▲ 0.50% · 4.625%
HK$3,026
+HK$173/mo
Deposit HK$589K · loan HK$589K · min. income ≈ HK$5,706/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,986
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,066
−HK$82/mo
Today · 4.125%
HK$3,148
baseline
▲ 0.50% · 4.625%
HK$3,314
+HK$166/mo
Deposit HK$589K · loan HK$589K · min. income ≈ HK$6,296/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,953
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,045
−HK$93/mo
Today · 4.125%
HK$3,138
baseline
▲ 0.50% · 4.625%
HK$3,329
+HK$191/mo
Deposit HK$530K · loan HK$647K · min. income ≈ HK$6,276/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,285
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,373
−HK$89/mo
Today · 4.125%
HK$3,462
baseline
▲ 0.50% · 4.625%
HK$3,645
+HK$183/mo
Deposit HK$530K · loan HK$647K · min. income ≈ HK$6,924/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,221
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,321
−HK$102/mo
Today · 4.125%
HK$3,423
baseline
▲ 0.50% · 4.625%
HK$3,632
+HK$209/mo
Deposit HK$471K · loan HK$706K · min. income ≈ HK$6,846/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,584
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,680
−HK$97/mo
Today · 4.125%
HK$3,777
baseline
▲ 0.50% · 4.625%
HK$3,976
+HK$199/mo
Deposit HK$471K · loan HK$706K · min. income ≈ HK$7,554/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,490
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,598
−HK$110/mo
Today · 4.125%
HK$3,708
baseline
▲ 0.50% · 4.625%
HK$3,934
+HK$226/mo
Deposit HK$412K · loan HK$765K · min. income ≈ HK$7,416/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,882
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,986
−HK$106/mo
Today · 4.125%
HK$4,092
baseline
▲ 0.50% · 4.625%
HK$4,308
+HK$216/mo
Deposit HK$412K · loan HK$765K · min. income ≈ HK$8,184/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,758
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,875
−HK$119/mo
Today · 4.125%
HK$3,994
baseline
▲ 0.50% · 4.625%
HK$4,237
+HK$243/mo
Deposit HK$353K · loan HK$824K · min. income ≈ HK$7,988/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,181
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,293
−HK$114/mo
Today · 4.125%
HK$4,407
baseline
▲ 0.50% · 4.625%
HK$4,639
+HK$232/mo
Deposit HK$353K · loan HK$824K · min. income ≈ HK$8,814/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,027
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,152
−HK$127/mo
Today · 4.125%
HK$4,279
baseline
▲ 0.50% · 4.625%
HK$4,539
+HK$260/mo
Deposit HK$294K · loan HK$883K · min. income ≈ HK$8,558/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,479
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,600
−HK$121/mo
Today · 4.125%
HK$4,721
baseline
▲ 0.50% · 4.625%
HK$4,970
+HK$249/mo
Deposit HK$294K · loan HK$883K · min. income ≈ HK$9,442/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,295
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,429
−HK$135/mo
Today · 4.125%
HK$4,564
baseline
▲ 0.50% · 4.625%
HK$4,842
+HK$278/mo
Deposit HK$235K · loan HK$942K · min. income ≈ HK$9,128/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,778
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,906
−HK$130/mo
Today · 4.125%
HK$5,036
baseline
▲ 0.50% · 4.625%
HK$5,302
+HK$266/mo
Deposit HK$235K · loan HK$942K · min. income ≈ HK$10,072/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,563
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,705
−HK$145/mo
Today · 4.125%
HK$4,850
baseline
▲ 0.50% · 4.625%
HK$5,145
+HK$295/mo
Deposit HK$177K · loan HK$1.00M · min. income ≈ HK$9,700/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,077
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,213
−HK$138/mo
Today · 4.125%
HK$5,351
baseline
▲ 0.50% · 4.625%
HK$5,633
+HK$282/mo
Deposit HK$177K · loan HK$1.00M · min. income ≈ HK$10,702/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,832
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,982
−HK$153/mo
Today · 4.125%
HK$5,135
baseline
▲ 0.50% · 4.625%
HK$5,447
+HK$312/mo
Deposit HK$118K · loan HK$1.06M · min. income ≈ HK$10,270/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,375
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,520
−HK$146/mo
Today · 4.125%
HK$5,666
baseline
▲ 0.50% · 4.625%
HK$5,964
+HK$298/mo
Deposit HK$118K · loan HK$1.06M · min. income ≈ HK$11,332/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).