▼ 0.50% · 3.625%
HK$2,709
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,793
−HK$85/mo
Today · 4.125%
HK$2,878
baseline
▲ 0.50% · 4.625%
HK$3,054
+HK$176/mo
Deposit HK$594K · loan HK$594K · min. income ≈ HK$5,756/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,013
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,094
−HK$82/mo
Today · 4.125%
HK$3,176
baseline
▲ 0.50% · 4.625%
HK$3,343
+HK$167/mo
Deposit HK$594K · loan HK$594K · min. income ≈ HK$6,352/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,979
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,072
−HK$94/mo
Today · 4.125%
HK$3,166
baseline
▲ 0.50% · 4.625%
HK$3,359
+HK$193/mo
Deposit HK$535K · loan HK$653K · min. income ≈ HK$6,332/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,315
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,403
−HK$91/mo
Today · 4.125%
HK$3,494
baseline
▲ 0.50% · 4.625%
HK$3,678
+HK$184/mo
Deposit HK$535K · loan HK$653K · min. income ≈ HK$6,988/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,250
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,351
−HK$103/mo
Today · 4.125%
HK$3,454
baseline
▲ 0.50% · 4.625%
HK$3,664
+HK$210/mo
Deposit HK$475K · loan HK$713K · min. income ≈ HK$6,908/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,616
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,713
−HK$98/mo
Today · 4.125%
HK$3,811
baseline
▲ 0.50% · 4.625%
HK$4,012
+HK$201/mo
Deposit HK$475K · loan HK$713K · min. income ≈ HK$7,622/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,521
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,631
−HK$111/mo
Today · 4.125%
HK$3,742
baseline
▲ 0.50% · 4.625%
HK$3,970
+HK$228/mo
Deposit HK$416K · loan HK$772K · min. income ≈ HK$7,484/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,917
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,022
−HK$107/mo
Today · 4.125%
HK$4,129
baseline
▲ 0.50% · 4.625%
HK$4,347
+HK$218/mo
Deposit HK$416K · loan HK$772K · min. income ≈ HK$8,258/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,792
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,910
−HK$120/mo
Today · 4.125%
HK$4,030
baseline
▲ 0.50% · 4.625%
HK$4,275
+HK$245/mo
Deposit HK$356K · loan HK$831K · min. income ≈ HK$8,060/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,219
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,332
−HK$114/mo
Today · 4.125%
HK$4,446
baseline
▲ 0.50% · 4.625%
HK$4,681
+HK$235/mo
Deposit HK$356K · loan HK$831K · min. income ≈ HK$8,892/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,063
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,189
−HK$129/mo
Today · 4.125%
HK$4,318
baseline
▲ 0.50% · 4.625%
HK$4,580
+HK$262/mo
Deposit HK$297K · loan HK$891K · min. income ≈ HK$8,636/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,520
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,641
−HK$123/mo
Today · 4.125%
HK$4,764
baseline
▲ 0.50% · 4.625%
HK$5,015
+HK$251/mo
Deposit HK$297K · loan HK$891K · min. income ≈ HK$9,528/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,334
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,469
−HK$136/mo
Today · 4.125%
HK$4,605
baseline
▲ 0.50% · 4.625%
HK$4,886
+HK$281/mo
Deposit HK$238K · loan HK$950K · min. income ≈ HK$9,210/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,821
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,951
−HK$131/mo
Today · 4.125%
HK$5,082
baseline
▲ 0.50% · 4.625%
HK$5,350
+HK$268/mo
Deposit HK$238K · loan HK$950K · min. income ≈ HK$10,164/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,605
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,748
−HK$145/mo
Today · 4.125%
HK$4,893
baseline
▲ 0.50% · 4.625%
HK$5,191
+HK$298/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$9,786/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,123
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,260
−HK$139/mo
Today · 4.125%
HK$5,399
baseline
▲ 0.50% · 4.625%
HK$5,684
+HK$285/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$10,798/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,875
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,027
−HK$154/mo
Today · 4.125%
HK$5,181
baseline
▲ 0.50% · 4.625%
HK$5,496
+HK$315/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$10,362/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,424
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,569
−HK$148/mo
Today · 4.125%
HK$5,717
baseline
▲ 0.50% · 4.625%
HK$6,018
+HK$301/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$11,434/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).