▼ 0.50% · 3.625%
HK$2,760
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,846
−HK$87/mo
Today · 4.125%
HK$2,933
baseline
▲ 0.50% · 4.625%
HK$3,112
+HK$179/mo
Deposit HK$605K · loan HK$605K · min. income ≈ HK$5,866/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,071
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,153
−HK$83/mo
Today · 4.125%
HK$3,236
baseline
▲ 0.50% · 4.625%
HK$3,407
+HK$171/mo
Deposit HK$605K · loan HK$605K · min. income ≈ HK$6,472/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,036
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,130
−HK$96/mo
Today · 4.125%
HK$3,226
baseline
▲ 0.50% · 4.625%
HK$3,423
+HK$197/mo
Deposit HK$545K · loan HK$666K · min. income ≈ HK$6,452/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,378
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,468
−HK$92/mo
Today · 4.125%
HK$3,560
baseline
▲ 0.50% · 4.625%
HK$3,748
+HK$188/mo
Deposit HK$545K · loan HK$666K · min. income ≈ HK$7,120/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,312
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,415
−HK$105/mo
Today · 4.125%
HK$3,520
baseline
▲ 0.50% · 4.625%
HK$3,734
+HK$214/mo
Deposit HK$484K · loan HK$726K · min. income ≈ HK$7,040/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,685
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,783
−HK$101/mo
Today · 4.125%
HK$3,884
baseline
▲ 0.50% · 4.625%
HK$4,088
+HK$204/mo
Deposit HK$484K · loan HK$726K · min. income ≈ HK$7,768/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,588
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,700
−HK$113/mo
Today · 4.125%
HK$3,813
baseline
▲ 0.50% · 4.625%
HK$4,045
+HK$232/mo
Deposit HK$424K · loan HK$787K · min. income ≈ HK$7,626/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,992
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,099
−HK$108/mo
Today · 4.125%
HK$4,207
baseline
▲ 0.50% · 4.625%
HK$4,429
+HK$222/mo
Deposit HK$424K · loan HK$787K · min. income ≈ HK$8,414/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,864
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,984
−HK$122/mo
Today · 4.125%
HK$4,106
baseline
▲ 0.50% · 4.625%
HK$4,356
+HK$250/mo
Deposit HK$363K · loan HK$847K · min. income ≈ HK$8,212/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,299
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,414
−HK$117/mo
Today · 4.125%
HK$4,531
baseline
▲ 0.50% · 4.625%
HK$4,770
+HK$239/mo
Deposit HK$363K · loan HK$847K · min. income ≈ HK$9,062/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,140
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,269
−HK$131/mo
Today · 4.125%
HK$4,400
baseline
▲ 0.50% · 4.625%
HK$4,667
+HK$267/mo
Deposit HK$303K · loan HK$908K · min. income ≈ HK$8,800/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,606
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,729
−HK$126/mo
Today · 4.125%
HK$4,855
baseline
▲ 0.50% · 4.625%
HK$5,111
+HK$256/mo
Deposit HK$303K · loan HK$908K · min. income ≈ HK$9,710/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,416
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,553
−HK$140/mo
Today · 4.125%
HK$4,693
baseline
▲ 0.50% · 4.625%
HK$4,979
+HK$286/mo
Deposit HK$242K · loan HK$968K · min. income ≈ HK$9,386/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,913
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,045
−HK$133/mo
Today · 4.125%
HK$5,178
baseline
▲ 0.50% · 4.625%
HK$5,451
+HK$273/mo
Deposit HK$242K · loan HK$968K · min. income ≈ HK$10,356/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,692
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,838
−HK$148/mo
Today · 4.125%
HK$4,986
baseline
▲ 0.50% · 4.625%
HK$5,290
+HK$304/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$9,972/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,220
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,360
−HK$142/mo
Today · 4.125%
HK$5,502
baseline
▲ 0.50% · 4.625%
HK$5,792
+HK$290/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$11,004/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,968
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,123
−HK$157/mo
Today · 4.125%
HK$5,280
baseline
▲ 0.50% · 4.625%
HK$5,601
+HK$321/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$10,560/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,527
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,675
−HK$151/mo
Today · 4.125%
HK$5,826
baseline
▲ 0.50% · 4.625%
HK$6,133
+HK$307/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$11,652/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).