▼ 0.50% · 3.625%
HK$2,806
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,894
−HK$88/mo
Today · 4.125%
HK$2,982
baseline
▲ 0.50% · 4.625%
HK$3,164
+HK$182/mo
Deposit HK$615K · loan HK$615K · min. income ≈ HK$5,964/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,122
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,206
−HK$85/mo
Today · 4.125%
HK$3,291
baseline
▲ 0.50% · 4.625%
HK$3,464
+HK$173/mo
Deposit HK$615K · loan HK$615K · min. income ≈ HK$6,582/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,087
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,183
−HK$98/mo
Today · 4.125%
HK$3,281
baseline
▲ 0.50% · 4.625%
HK$3,480
+HK$199/mo
Deposit HK$554K · loan HK$677K · min. income ≈ HK$6,562/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,434
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,526
−HK$94/mo
Today · 4.125%
HK$3,620
baseline
▲ 0.50% · 4.625%
HK$3,811
+HK$191/mo
Deposit HK$554K · loan HK$677K · min. income ≈ HK$7,240/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,368
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,472
−HK$107/mo
Today · 4.125%
HK$3,579
baseline
▲ 0.50% · 4.625%
HK$3,797
+HK$218/mo
Deposit HK$492K · loan HK$738K · min. income ≈ HK$7,158/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,746
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,847
−HK$102/mo
Today · 4.125%
HK$3,949
baseline
▲ 0.50% · 4.625%
HK$4,157
+HK$208/mo
Deposit HK$492K · loan HK$738K · min. income ≈ HK$7,898/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,648
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,762
−HK$115/mo
Today · 4.125%
HK$3,877
baseline
▲ 0.50% · 4.625%
HK$4,113
+HK$236/mo
Deposit HK$431K · loan HK$800K · min. income ≈ HK$7,754/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,059
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,168
−HK$110/mo
Today · 4.125%
HK$4,278
baseline
▲ 0.50% · 4.625%
HK$4,503
+HK$225/mo
Deposit HK$431K · loan HK$800K · min. income ≈ HK$8,556/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,929
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,051
−HK$124/mo
Today · 4.125%
HK$4,175
baseline
▲ 0.50% · 4.625%
HK$4,429
+HK$254/mo
Deposit HK$369K · loan HK$862K · min. income ≈ HK$8,350/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,371
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,488
−HK$119/mo
Today · 4.125%
HK$4,607
baseline
▲ 0.50% · 4.625%
HK$4,850
+HK$243/mo
Deposit HK$369K · loan HK$862K · min. income ≈ HK$9,214/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,210
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,340
−HK$134/mo
Today · 4.125%
HK$4,474
baseline
▲ 0.50% · 4.625%
HK$4,746
+HK$272/mo
Deposit HK$308K · loan HK$923K · min. income ≈ HK$8,948/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,683
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,809
−HK$127/mo
Today · 4.125%
HK$4,936
baseline
▲ 0.50% · 4.625%
HK$5,196
+HK$260/mo
Deposit HK$308K · loan HK$923K · min. income ≈ HK$9,872/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,490
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,630
−HK$142/mo
Today · 4.125%
HK$4,772
baseline
▲ 0.50% · 4.625%
HK$5,062
+HK$290/mo
Deposit HK$246K · loan HK$985K · min. income ≈ HK$9,544/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,995
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,129
−HK$136/mo
Today · 4.125%
HK$5,265
baseline
▲ 0.50% · 4.625%
HK$5,543
+HK$278/mo
Deposit HK$246K · loan HK$985K · min. income ≈ HK$10,530/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,771
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,919
−HK$151/mo
Today · 4.125%
HK$5,070
baseline
▲ 0.50% · 4.625%
HK$5,378
+HK$308/mo
Deposit HK$185K · loan HK$1.05M · min. income ≈ HK$10,140/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,307
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,450
−HK$144/mo
Today · 4.125%
HK$5,594
baseline
▲ 0.50% · 4.625%
HK$5,889
+HK$295/mo
Deposit HK$185K · loan HK$1.05M · min. income ≈ HK$11,188/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,051
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,209
−HK$159/mo
Today · 4.125%
HK$5,368
baseline
▲ 0.50% · 4.625%
HK$5,695
+HK$327/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$10,736/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,620
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,770
−HK$153/mo
Today · 4.125%
HK$5,923
baseline
▲ 0.50% · 4.625%
HK$6,236
+HK$313/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$11,846/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).