▼ 0.50% · 3.625%
HK$2,789
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,875
−HK$89/mo
Today · 4.125%
HK$2,964
baseline
▲ 0.50% · 4.625%
HK$3,144
+HK$180/mo
Deposit HK$611K · loan HK$611K · min. income ≈ HK$5,928/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,102
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,186
−HK$84/mo
Today · 4.125%
HK$3,270
baseline
▲ 0.50% · 4.625%
HK$3,442
+HK$172/mo
Deposit HK$611K · loan HK$611K · min. income ≈ HK$6,540/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,068
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,163
−HK$97/mo
Today · 4.125%
HK$3,260
baseline
▲ 0.50% · 4.625%
HK$3,458
+HK$198/mo
Deposit HK$550K · loan HK$673K · min. income ≈ HK$6,520/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,413
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,504
−HK$93/mo
Today · 4.125%
HK$3,597
baseline
▲ 0.50% · 4.625%
HK$3,787
+HK$190/mo
Deposit HK$550K · loan HK$673K · min. income ≈ HK$7,194/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,346
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,451
−HK$105/mo
Today · 4.125%
HK$3,556
baseline
▲ 0.50% · 4.625%
HK$3,773
+HK$217/mo
Deposit HK$489K · loan HK$734K · min. income ≈ HK$7,112/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,723
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,823
−HK$101/mo
Today · 4.125%
HK$3,924
baseline
▲ 0.50% · 4.625%
HK$4,131
+HK$207/mo
Deposit HK$489K · loan HK$734K · min. income ≈ HK$7,848/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,625
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,738
−HK$115/mo
Today · 4.125%
HK$3,853
baseline
▲ 0.50% · 4.625%
HK$4,087
+HK$234/mo
Deposit HK$428K · loan HK$795K · min. income ≈ HK$7,706/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,033
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,141
−HK$110/mo
Today · 4.125%
HK$4,251
baseline
▲ 0.50% · 4.625%
HK$4,475
+HK$224/mo
Deposit HK$428K · loan HK$795K · min. income ≈ HK$8,502/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,904
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,026
−HK$123/mo
Today · 4.125%
HK$4,149
baseline
▲ 0.50% · 4.625%
HK$4,401
+HK$252/mo
Deposit HK$367K · loan HK$856K · min. income ≈ HK$8,298/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,343
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,460
−HK$118/mo
Today · 4.125%
HK$4,578
baseline
▲ 0.50% · 4.625%
HK$4,819
+HK$241/mo
Deposit HK$367K · loan HK$856K · min. income ≈ HK$9,156/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,183
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,313
−HK$132/mo
Today · 4.125%
HK$4,445
baseline
▲ 0.50% · 4.625%
HK$4,716
+HK$271/mo
Deposit HK$306K · loan HK$917K · min. income ≈ HK$8,890/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,654
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,778
−HK$127/mo
Today · 4.125%
HK$4,905
baseline
▲ 0.50% · 4.625%
HK$5,164
+HK$259/mo
Deposit HK$306K · loan HK$917K · min. income ≈ HK$9,810/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,462
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,601
−HK$141/mo
Today · 4.125%
HK$4,742
baseline
▲ 0.50% · 4.625%
HK$5,030
+HK$288/mo
Deposit HK$245K · loan HK$978K · min. income ≈ HK$9,484/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,964
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,097
−HK$135/mo
Today · 4.125%
HK$5,232
baseline
▲ 0.50% · 4.625%
HK$5,508
+HK$276/mo
Deposit HK$245K · loan HK$978K · min. income ≈ HK$10,464/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,741
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,888
−HK$150/mo
Today · 4.125%
HK$5,038
baseline
▲ 0.50% · 4.625%
HK$5,345
+HK$307/mo
Deposit HK$183K · loan HK$1.04M · min. income ≈ HK$10,076/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,274
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,416
−HK$143/mo
Today · 4.125%
HK$5,559
baseline
▲ 0.50% · 4.625%
HK$5,852
+HK$293/mo
Deposit HK$183K · loan HK$1.04M · min. income ≈ HK$11,118/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,020
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,176
−HK$158/mo
Today · 4.125%
HK$5,334
baseline
▲ 0.50% · 4.625%
HK$5,659
+HK$325/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$10,668/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,584
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,734
−HK$152/mo
Today · 4.125%
HK$5,886
baseline
▲ 0.50% · 4.625%
HK$6,196
+HK$310/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$11,772/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).