▼ 0.50% · 3.625%
HK$2,698
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,782
−HK$86/mo
Today · 4.125%
HK$2,868
baseline
▲ 0.50% · 4.625%
HK$3,042
+HK$174/mo
Deposit HK$592K · loan HK$592K · min. income ≈ HK$5,736/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,002
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,082
−HK$82/mo
Today · 4.125%
HK$3,164
baseline
▲ 0.50% · 4.625%
HK$3,331
+HK$167/mo
Deposit HK$592K · loan HK$592K · min. income ≈ HK$6,328/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,968
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,061
−HK$93/mo
Today · 4.125%
HK$3,154
baseline
▲ 0.50% · 4.625%
HK$3,346
+HK$192/mo
Deposit HK$533K · loan HK$651K · min. income ≈ HK$6,308/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,302
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,391
−HK$90/mo
Today · 4.125%
HK$3,481
baseline
▲ 0.50% · 4.625%
HK$3,664
+HK$183/mo
Deposit HK$533K · loan HK$651K · min. income ≈ HK$6,962/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,238
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,339
−HK$102/mo
Today · 4.125%
HK$3,441
baseline
▲ 0.50% · 4.625%
HK$3,651
+HK$210/mo
Deposit HK$473K · loan HK$710K · min. income ≈ HK$6,882/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,602
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,699
−HK$98/mo
Today · 4.125%
HK$3,797
baseline
▲ 0.50% · 4.625%
HK$3,997
+HK$200/mo
Deposit HK$473K · loan HK$710K · min. income ≈ HK$7,594/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,508
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,617
−HK$111/mo
Today · 4.125%
HK$3,728
baseline
▲ 0.50% · 4.625%
HK$3,955
+HK$227/mo
Deposit HK$414K · loan HK$769K · min. income ≈ HK$7,456/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,903
−HK$210/mo
▼ 0.25% · 3.875%
HK$4,007
−HK$106/mo
Today · 4.125%
HK$4,113
baseline
▲ 0.50% · 4.625%
HK$4,330
+HK$217/mo
Deposit HK$414K · loan HK$769K · min. income ≈ HK$8,226/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,778
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,895
−HK$120/mo
Today · 4.125%
HK$4,015
baseline
▲ 0.50% · 4.625%
HK$4,259
+HK$244/mo
Deposit HK$355K · loan HK$828K · min. income ≈ HK$8,030/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,203
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,315
−HK$115/mo
Today · 4.125%
HK$4,430
baseline
▲ 0.50% · 4.625%
HK$4,663
+HK$233/mo
Deposit HK$355K · loan HK$828K · min. income ≈ HK$8,860/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,048
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,174
−HK$127/mo
Today · 4.125%
HK$4,301
baseline
▲ 0.50% · 4.625%
HK$4,563
+HK$262/mo
Deposit HK$296K · loan HK$888K · min. income ≈ HK$8,602/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,503
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,624
−HK$122/mo
Today · 4.125%
HK$4,746
baseline
▲ 0.50% · 4.625%
HK$4,996
+HK$250/mo
Deposit HK$296K · loan HK$888K · min. income ≈ HK$9,492/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,317
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,452
−HK$136/mo
Today · 4.125%
HK$4,588
baseline
▲ 0.50% · 4.625%
HK$4,867
+HK$279/mo
Deposit HK$237K · loan HK$947K · min. income ≈ HK$9,176/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,803
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,932
−HK$131/mo
Today · 4.125%
HK$5,063
baseline
▲ 0.50% · 4.625%
HK$5,330
+HK$267/mo
Deposit HK$237K · loan HK$947K · min. income ≈ HK$10,126/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,587
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,730
−HK$145/mo
Today · 4.125%
HK$4,875
baseline
▲ 0.50% · 4.625%
HK$5,172
+HK$297/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$9,750/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,103
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,240
−HK$139/mo
Today · 4.125%
HK$5,379
baseline
▲ 0.50% · 4.625%
HK$5,663
+HK$284/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$10,758/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,857
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,008
−HK$154/mo
Today · 4.125%
HK$5,162
baseline
▲ 0.50% · 4.625%
HK$5,476
+HK$314/mo
Deposit HK$118K · loan HK$1.07M · min. income ≈ HK$10,324/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,404
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,548
−HK$147/mo
Today · 4.125%
HK$5,695
baseline
▲ 0.50% · 4.625%
HK$5,996
+HK$301/mo
Deposit HK$118K · loan HK$1.07M · min. income ≈ HK$11,390/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).