▼ 0.50% · 3.625%
HK$2,709
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,794
−HK$85/mo
Today · 4.125%
HK$2,879
baseline
▲ 0.50% · 4.625%
HK$3,054
+HK$175/mo
Deposit HK$594K · loan HK$594K · min. income ≈ HK$5,758/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,014
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,095
−HK$82/mo
Today · 4.125%
HK$3,177
baseline
▲ 0.50% · 4.625%
HK$3,344
+HK$167/mo
Deposit HK$594K · loan HK$594K · min. income ≈ HK$6,354/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,980
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,073
−HK$94/mo
Today · 4.125%
HK$3,167
baseline
▲ 0.50% · 4.625%
HK$3,360
+HK$193/mo
Deposit HK$535K · loan HK$653K · min. income ≈ HK$6,334/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,315
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,404
−HK$91/mo
Today · 4.125%
HK$3,495
baseline
▲ 0.50% · 4.625%
HK$3,679
+HK$184/mo
Deposit HK$535K · loan HK$653K · min. income ≈ HK$6,990/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,251
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,352
−HK$103/mo
Today · 4.125%
HK$3,455
baseline
▲ 0.50% · 4.625%
HK$3,665
+HK$210/mo
Deposit HK$475K · loan HK$713K · min. income ≈ HK$6,910/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,617
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,714
−HK$98/mo
Today · 4.125%
HK$3,812
baseline
▲ 0.50% · 4.625%
HK$4,013
+HK$201/mo
Deposit HK$475K · loan HK$713K · min. income ≈ HK$7,624/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,522
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,632
−HK$111/mo
Today · 4.125%
HK$3,743
baseline
▲ 0.50% · 4.625%
HK$3,971
+HK$228/mo
Deposit HK$416K · loan HK$772K · min. income ≈ HK$7,486/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,918
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,023
−HK$107/mo
Today · 4.125%
HK$4,130
baseline
▲ 0.50% · 4.625%
HK$4,348
+HK$218/mo
Deposit HK$416K · loan HK$772K · min. income ≈ HK$8,260/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,793
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,911
−HK$120/mo
Today · 4.125%
HK$4,031
baseline
▲ 0.50% · 4.625%
HK$4,276
+HK$245/mo
Deposit HK$356K · loan HK$832K · min. income ≈ HK$8,062/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,220
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,333
−HK$115/mo
Today · 4.125%
HK$4,448
baseline
▲ 0.50% · 4.625%
HK$4,682
+HK$234/mo
Deposit HK$356K · loan HK$832K · min. income ≈ HK$8,896/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,064
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,190
−HK$129/mo
Today · 4.125%
HK$4,319
baseline
▲ 0.50% · 4.625%
HK$4,582
+HK$263/mo
Deposit HK$297K · loan HK$891K · min. income ≈ HK$8,638/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,521
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,642
−HK$123/mo
Today · 4.125%
HK$4,765
baseline
▲ 0.50% · 4.625%
HK$5,016
+HK$251/mo
Deposit HK$297K · loan HK$891K · min. income ≈ HK$9,530/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,335
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,470
−HK$137/mo
Today · 4.125%
HK$4,607
baseline
▲ 0.50% · 4.625%
HK$4,887
+HK$280/mo
Deposit HK$238K · loan HK$951K · min. income ≈ HK$9,214/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,822
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,952
−HK$131/mo
Today · 4.125%
HK$5,083
baseline
▲ 0.50% · 4.625%
HK$5,351
+HK$268/mo
Deposit HK$238K · loan HK$951K · min. income ≈ HK$10,166/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,606
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,749
−HK$146/mo
Today · 4.125%
HK$4,895
baseline
▲ 0.50% · 4.625%
HK$5,192
+HK$297/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$9,790/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,124
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,261
−HK$140/mo
Today · 4.125%
HK$5,401
baseline
▲ 0.50% · 4.625%
HK$5,685
+HK$284/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$10,802/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,877
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,028
−HK$154/mo
Today · 4.125%
HK$5,182
baseline
▲ 0.50% · 4.625%
HK$5,498
+HK$316/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$10,364/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,425
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,571
−HK$147/mo
Today · 4.125%
HK$5,718
baseline
▲ 0.50% · 4.625%
HK$6,020
+HK$302/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$11,436/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).