▼ 0.50% · 3.625%
HK$2,855
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,944
−HK$90/mo
Today · 4.125%
HK$3,034
baseline
▲ 0.50% · 4.625%
HK$3,218
+HK$184/mo
Deposit HK$626K · loan HK$626K · min. income ≈ HK$6,068/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,176
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,261
−HK$87/mo
Today · 4.125%
HK$3,348
baseline
▲ 0.50% · 4.625%
HK$3,524
+HK$176/mo
Deposit HK$626K · loan HK$626K · min. income ≈ HK$6,696/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,140
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,238
−HK$99/mo
Today · 4.125%
HK$3,337
baseline
▲ 0.50% · 4.625%
HK$3,540
+HK$203/mo
Deposit HK$563K · loan HK$689K · min. income ≈ HK$6,674/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,494
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,587
−HK$95/mo
Today · 4.125%
HK$3,682
baseline
▲ 0.50% · 4.625%
HK$3,876
+HK$194/mo
Deposit HK$563K · loan HK$689K · min. income ≈ HK$7,364/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,426
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,532
−HK$109/mo
Today · 4.125%
HK$3,641
baseline
▲ 0.50% · 4.625%
HK$3,862
+HK$221/mo
Deposit HK$501K · loan HK$751K · min. income ≈ HK$7,282/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,811
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,913
−HK$104/mo
Today · 4.125%
HK$4,017
baseline
▲ 0.50% · 4.625%
HK$4,229
+HK$212/mo
Deposit HK$501K · loan HK$751K · min. income ≈ HK$8,034/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,711
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,827
−HK$117/mo
Today · 4.125%
HK$3,944
baseline
▲ 0.50% · 4.625%
HK$4,184
+HK$240/mo
Deposit HK$438K · loan HK$814K · min. income ≈ HK$7,888/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,129
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,239
−HK$113/mo
Today · 4.125%
HK$4,352
baseline
▲ 0.50% · 4.625%
HK$4,581
+HK$229/mo
Deposit HK$438K · loan HK$814K · min. income ≈ HK$8,704/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,997
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,121
−HK$126/mo
Today · 4.125%
HK$4,247
baseline
▲ 0.50% · 4.625%
HK$4,506
+HK$259/mo
Deposit HK$376K · loan HK$876K · min. income ≈ HK$8,494/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,446
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,566
−HK$121/mo
Today · 4.125%
HK$4,687
baseline
▲ 0.50% · 4.625%
HK$4,934
+HK$247/mo
Deposit HK$376K · loan HK$876K · min. income ≈ HK$9,374/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,282
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,415
−HK$136/mo
Today · 4.125%
HK$4,551
baseline
▲ 0.50% · 4.625%
HK$4,828
+HK$277/mo
Deposit HK$313K · loan HK$939K · min. income ≈ HK$9,102/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,764
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,892
−HK$129/mo
Today · 4.125%
HK$5,021
baseline
▲ 0.50% · 4.625%
HK$5,286
+HK$265/mo
Deposit HK$313K · loan HK$939K · min. income ≈ HK$10,042/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,568
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,710
−HK$144/mo
Today · 4.125%
HK$4,854
baseline
▲ 0.50% · 4.625%
HK$5,149
+HK$295/mo
Deposit HK$250K · loan HK$1.00M · min. income ≈ HK$9,708/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,081
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,218
−HK$138/mo
Today · 4.125%
HK$5,356
baseline
▲ 0.50% · 4.625%
HK$5,638
+HK$282/mo
Deposit HK$250K · loan HK$1.00M · min. income ≈ HK$10,712/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,853
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,004
−HK$153/mo
Today · 4.125%
HK$5,157
baseline
▲ 0.50% · 4.625%
HK$5,471
+HK$314/mo
Deposit HK$188K · loan HK$1.06M · min. income ≈ HK$10,314/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,399
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,544
−HK$147/mo
Today · 4.125%
HK$5,691
baseline
▲ 0.50% · 4.625%
HK$5,991
+HK$300/mo
Deposit HK$188K · loan HK$1.06M · min. income ≈ HK$11,382/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,139
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,298
−HK$163/mo
Today · 4.125%
HK$5,461
baseline
▲ 0.50% · 4.625%
HK$5,793
+HK$332/mo
Deposit HK$125K · loan HK$1.13M · min. income ≈ HK$10,922/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,717
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,870
−HK$156/mo
Today · 4.125%
HK$6,026
baseline
▲ 0.50% · 4.625%
HK$6,343
+HK$317/mo
Deposit HK$125K · loan HK$1.13M · min. income ≈ HK$12,052/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).