▼ 0.50% · 3.625%
HK$2,714
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,798
−HK$86/mo
Today · 4.125%
HK$2,884
baseline
▲ 0.50% · 4.625%
HK$3,059
+HK$175/mo
Deposit HK$595K · loan HK$595K · min. income ≈ HK$5,768/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,019
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,100
−HK$82/mo
Today · 4.125%
HK$3,182
baseline
▲ 0.50% · 4.625%
HK$3,350
+HK$168/mo
Deposit HK$595K · loan HK$595K · min. income ≈ HK$6,364/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,985
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,078
−HK$94/mo
Today · 4.125%
HK$3,172
baseline
▲ 0.50% · 4.625%
HK$3,365
+HK$193/mo
Deposit HK$536K · loan HK$655K · min. income ≈ HK$6,344/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,321
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,410
−HK$90/mo
Today · 4.125%
HK$3,500
baseline
▲ 0.50% · 4.625%
HK$3,685
+HK$185/mo
Deposit HK$536K · loan HK$655K · min. income ≈ HK$7,000/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,256
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,358
−HK$103/mo
Today · 4.125%
HK$3,461
baseline
▲ 0.50% · 4.625%
HK$3,671
+HK$210/mo
Deposit HK$476K · loan HK$714K · min. income ≈ HK$6,922/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,623
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,720
−HK$98/mo
Today · 4.125%
HK$3,818
baseline
▲ 0.50% · 4.625%
HK$4,020
+HK$202/mo
Deposit HK$476K · loan HK$714K · min. income ≈ HK$7,636/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,528
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,638
−HK$111/mo
Today · 4.125%
HK$3,749
baseline
▲ 0.50% · 4.625%
HK$3,977
+HK$228/mo
Deposit HK$417K · loan HK$774K · min. income ≈ HK$7,498/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,925
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,030
−HK$107/mo
Today · 4.125%
HK$4,137
baseline
▲ 0.50% · 4.625%
HK$4,355
+HK$218/mo
Deposit HK$417K · loan HK$774K · min. income ≈ HK$8,274/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,799
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,917
−HK$120/mo
Today · 4.125%
HK$4,037
baseline
▲ 0.50% · 4.625%
HK$4,283
+HK$246/mo
Deposit HK$357K · loan HK$833K · min. income ≈ HK$8,074/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,227
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,340
−HK$115/mo
Today · 4.125%
HK$4,455
baseline
▲ 0.50% · 4.625%
HK$4,690
+HK$235/mo
Deposit HK$357K · loan HK$833K · min. income ≈ HK$8,910/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,071
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,197
−HK$129/mo
Today · 4.125%
HK$4,326
baseline
▲ 0.50% · 4.625%
HK$4,589
+HK$263/mo
Deposit HK$298K · loan HK$893K · min. income ≈ HK$8,652/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,528
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,650
−HK$123/mo
Today · 4.125%
HK$4,773
baseline
▲ 0.50% · 4.625%
HK$5,025
+HK$252/mo
Deposit HK$298K · loan HK$893K · min. income ≈ HK$9,546/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,342
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,477
−HK$137/mo
Today · 4.125%
HK$4,614
baseline
▲ 0.50% · 4.625%
HK$4,895
+HK$281/mo
Deposit HK$238K · loan HK$952K · min. income ≈ HK$9,228/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,830
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,960
−HK$131/mo
Today · 4.125%
HK$5,091
baseline
▲ 0.50% · 4.625%
HK$5,360
+HK$269/mo
Deposit HK$238K · loan HK$952K · min. income ≈ HK$10,182/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,613
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,757
−HK$146/mo
Today · 4.125%
HK$4,903
baseline
▲ 0.50% · 4.625%
HK$5,201
+HK$298/mo
Deposit HK$179K · loan HK$1.01M · min. income ≈ HK$9,806/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,132
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,270
−HK$139/mo
Today · 4.125%
HK$5,409
baseline
▲ 0.50% · 4.625%
HK$5,695
+HK$286/mo
Deposit HK$179K · loan HK$1.01M · min. income ≈ HK$10,818/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,885
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,037
−HK$154/mo
Today · 4.125%
HK$5,191
baseline
▲ 0.50% · 4.625%
HK$5,507
+HK$316/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$10,382/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,434
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,580
−HK$148/mo
Today · 4.125%
HK$5,728
baseline
▲ 0.50% · 4.625%
HK$6,030
+HK$302/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$11,456/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).