▼ 0.50% · 3.625%
HK$2,751
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,837
−HK$87/mo
Today · 4.125%
HK$2,924
baseline
▲ 0.50% · 4.625%
HK$3,102
+HK$178/mo
Deposit HK$603K · loan HK$603K · min. income ≈ HK$5,848/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,061
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,143
−HK$83/mo
Today · 4.125%
HK$3,226
baseline
▲ 0.50% · 4.625%
HK$3,396
+HK$170/mo
Deposit HK$603K · loan HK$603K · min. income ≈ HK$6,452/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,027
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,121
−HK$95/mo
Today · 4.125%
HK$3,216
baseline
▲ 0.50% · 4.625%
HK$3,412
+HK$196/mo
Deposit HK$543K · loan HK$664K · min. income ≈ HK$6,432/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,367
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,457
−HK$92/mo
Today · 4.125%
HK$3,549
baseline
▲ 0.50% · 4.625%
HK$3,736
+HK$187/mo
Deposit HK$543K · loan HK$664K · min. income ≈ HK$7,098/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,302
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,404
−HK$105/mo
Today · 4.125%
HK$3,509
baseline
▲ 0.50% · 4.625%
HK$3,722
+HK$213/mo
Deposit HK$483K · loan HK$724K · min. income ≈ HK$7,018/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,673
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,772
−HK$100/mo
Today · 4.125%
HK$3,872
baseline
▲ 0.50% · 4.625%
HK$4,076
+HK$204/mo
Deposit HK$483K · loan HK$724K · min. income ≈ HK$7,744/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,577
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,688
−HK$113/mo
Today · 4.125%
HK$3,801
baseline
▲ 0.50% · 4.625%
HK$4,032
+HK$231/mo
Deposit HK$422K · loan HK$784K · min. income ≈ HK$7,602/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,979
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,086
−HK$108/mo
Today · 4.125%
HK$4,194
baseline
▲ 0.50% · 4.625%
HK$4,415
+HK$221/mo
Deposit HK$422K · loan HK$784K · min. income ≈ HK$8,388/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,852
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,972
−HK$122/mo
Today · 4.125%
HK$4,094
baseline
▲ 0.50% · 4.625%
HK$4,343
+HK$249/mo
Deposit HK$362K · loan HK$845K · min. income ≈ HK$8,188/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,285
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,400
−HK$117/mo
Today · 4.125%
HK$4,517
baseline
▲ 0.50% · 4.625%
HK$4,755
+HK$238/mo
Deposit HK$362K · loan HK$845K · min. income ≈ HK$9,034/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,127
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,255
−HK$131/mo
Today · 4.125%
HK$4,386
baseline
▲ 0.50% · 4.625%
HK$4,653
+HK$267/mo
Deposit HK$302K · loan HK$905K · min. income ≈ HK$8,772/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,591
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,714
−HK$125/mo
Today · 4.125%
HK$4,839
baseline
▲ 0.50% · 4.625%
HK$5,095
+HK$256/mo
Deposit HK$302K · loan HK$905K · min. income ≈ HK$9,678/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,402
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,539
−HK$139/mo
Today · 4.125%
HK$4,678
baseline
▲ 0.50% · 4.625%
HK$4,963
+HK$285/mo
Deposit HK$241K · loan HK$965K · min. income ≈ HK$9,356/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,897
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,029
−HK$133/mo
Today · 4.125%
HK$5,162
baseline
▲ 0.50% · 4.625%
HK$5,434
+HK$272/mo
Deposit HK$241K · loan HK$965K · min. income ≈ HK$10,324/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,677
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,823
−HK$148/mo
Today · 4.125%
HK$4,971
baseline
▲ 0.50% · 4.625%
HK$5,273
+HK$302/mo
Deposit HK$181K · loan HK$1.03M · min. income ≈ HK$9,942/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,204
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,343
−HK$142/mo
Today · 4.125%
HK$5,485
baseline
▲ 0.50% · 4.625%
HK$5,774
+HK$289/mo
Deposit HK$181K · loan HK$1.03M · min. income ≈ HK$10,970/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,953
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,107
−HK$156/mo
Today · 4.125%
HK$5,263
baseline
▲ 0.50% · 4.625%
HK$5,583
+HK$320/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$10,526/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,510
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,657
−HK$150/mo
Today · 4.125%
HK$5,807
baseline
▲ 0.50% · 4.625%
HK$6,113
+HK$306/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$11,614/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).