▼ 0.50% · 3.625%
HK$2,846
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,935
−HK$90/mo
Today · 4.125%
HK$3,025
baseline
▲ 0.50% · 4.625%
HK$3,209
+HK$184/mo
Deposit HK$624K · loan HK$624K · min. income ≈ HK$6,050/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,167
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,252
−HK$86/mo
Today · 4.125%
HK$3,338
baseline
▲ 0.50% · 4.625%
HK$3,514
+HK$176/mo
Deposit HK$624K · loan HK$624K · min. income ≈ HK$6,676/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,131
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,228
−HK$99/mo
Today · 4.125%
HK$3,327
baseline
▲ 0.50% · 4.625%
HK$3,530
+HK$203/mo
Deposit HK$562K · loan HK$687K · min. income ≈ HK$6,654/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,483
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,577
−HK$94/mo
Today · 4.125%
HK$3,671
baseline
▲ 0.50% · 4.625%
HK$3,865
+HK$194/mo
Deposit HK$562K · loan HK$687K · min. income ≈ HK$7,342/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,416
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,522
−HK$108/mo
Today · 4.125%
HK$3,630
baseline
▲ 0.50% · 4.625%
HK$3,851
+HK$221/mo
Deposit HK$499K · loan HK$749K · min. income ≈ HK$7,260/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,800
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,902
−HK$103/mo
Today · 4.125%
HK$4,005
baseline
▲ 0.50% · 4.625%
HK$4,216
+HK$211/mo
Deposit HK$499K · loan HK$749K · min. income ≈ HK$8,010/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,700
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,815
−HK$117/mo
Today · 4.125%
HK$3,932
baseline
▲ 0.50% · 4.625%
HK$4,172
+HK$240/mo
Deposit HK$437K · loan HK$811K · min. income ≈ HK$7,864/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,117
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,227
−HK$112/mo
Today · 4.125%
HK$4,339
baseline
▲ 0.50% · 4.625%
HK$4,568
+HK$229/mo
Deposit HK$437K · loan HK$811K · min. income ≈ HK$8,678/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,985
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,109
−HK$126/mo
Today · 4.125%
HK$4,235
baseline
▲ 0.50% · 4.625%
HK$4,493
+HK$258/mo
Deposit HK$374K · loan HK$874K · min. income ≈ HK$8,470/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,433
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,552
−HK$121/mo
Today · 4.125%
HK$4,673
baseline
▲ 0.50% · 4.625%
HK$4,919
+HK$246/mo
Deposit HK$374K · loan HK$874K · min. income ≈ HK$9,346/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,270
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,402
−HK$135/mo
Today · 4.125%
HK$4,537
baseline
▲ 0.50% · 4.625%
HK$4,813
+HK$276/mo
Deposit HK$312K · loan HK$936K · min. income ≈ HK$9,074/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,750
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,877
−HK$130/mo
Today · 4.125%
HK$5,007
baseline
▲ 0.50% · 4.625%
HK$5,270
+HK$263/mo
Deposit HK$312K · loan HK$936K · min. income ≈ HK$10,014/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,554
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,696
−HK$144/mo
Today · 4.125%
HK$4,840
baseline
▲ 0.50% · 4.625%
HK$5,134
+HK$294/mo
Deposit HK$250K · loan HK$999K · min. income ≈ HK$9,680/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,067
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,202
−HK$138/mo
Today · 4.125%
HK$5,340
baseline
▲ 0.50% · 4.625%
HK$5,622
+HK$282/mo
Deposit HK$250K · loan HK$999K · min. income ≈ HK$10,680/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,839
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,989
−HK$153/mo
Today · 4.125%
HK$5,142
baseline
▲ 0.50% · 4.625%
HK$5,455
+HK$313/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$10,284/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,383
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,528
−HK$146/mo
Today · 4.125%
HK$5,674
baseline
▲ 0.50% · 4.625%
HK$5,973
+HK$299/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$11,348/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,124
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,283
−HK$162/mo
Today · 4.125%
HK$5,445
baseline
▲ 0.50% · 4.625%
HK$5,776
+HK$331/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$10,890/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,700
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,853
−HK$155/mo
Today · 4.125%
HK$6,008
baseline
▲ 0.50% · 4.625%
HK$6,325
+HK$317/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$12,016/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).