▼ 0.50% · 3.625%
HK$3,003
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,096
−HK$95/mo
Today · 4.125%
HK$3,191
baseline
▲ 0.50% · 4.625%
HK$3,385
+HK$194/mo
Deposit HK$658K · loan HK$658K · min. income ≈ HK$6,382/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,340
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,430
−HK$91/mo
Today · 4.125%
HK$3,521
baseline
▲ 0.50% · 4.625%
HK$3,706
+HK$185/mo
Deposit HK$658K · loan HK$658K · min. income ≈ HK$7,042/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,303
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,406
−HK$104/mo
Today · 4.125%
HK$3,510
baseline
▲ 0.50% · 4.625%
HK$3,723
+HK$213/mo
Deposit HK$593K · loan HK$724K · min. income ≈ HK$7,020/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,674
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,773
−HK$100/mo
Today · 4.125%
HK$3,873
baseline
▲ 0.50% · 4.625%
HK$4,077
+HK$204/mo
Deposit HK$593K · loan HK$724K · min. income ≈ HK$7,746/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,603
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,715
−HK$114/mo
Today · 4.125%
HK$3,829
baseline
▲ 0.50% · 4.625%
HK$4,062
+HK$233/mo
Deposit HK$527K · loan HK$790K · min. income ≈ HK$7,658/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,008
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,116
−HK$109/mo
Today · 4.125%
HK$4,225
baseline
▲ 0.50% · 4.625%
HK$4,448
+HK$223/mo
Deposit HK$527K · loan HK$790K · min. income ≈ HK$8,450/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,903
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,025
−HK$123/mo
Today · 4.125%
HK$4,148
baseline
▲ 0.50% · 4.625%
HK$4,400
+HK$252/mo
Deposit HK$461K · loan HK$856K · min. income ≈ HK$8,296/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,342
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,459
−HK$118/mo
Today · 4.125%
HK$4,577
baseline
▲ 0.50% · 4.625%
HK$4,818
+HK$241/mo
Deposit HK$461K · loan HK$856K · min. income ≈ HK$9,154/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,204
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,334
−HK$133/mo
Today · 4.125%
HK$4,467
baseline
▲ 0.50% · 4.625%
HK$4,739
+HK$272/mo
Deposit HK$395K · loan HK$922K · min. income ≈ HK$8,934/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,676
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,802
−HK$127/mo
Today · 4.125%
HK$4,929
baseline
▲ 0.50% · 4.625%
HK$5,189
+HK$260/mo
Deposit HK$395K · loan HK$922K · min. income ≈ HK$9,858/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,504
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,644
−HK$142/mo
Today · 4.125%
HK$4,786
baseline
▲ 0.50% · 4.625%
HK$5,077
+HK$291/mo
Deposit HK$329K · loan HK$988K · min. income ≈ HK$9,572/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,010
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,145
−HK$136/mo
Today · 4.125%
HK$5,281
baseline
▲ 0.50% · 4.625%
HK$5,560
+HK$279/mo
Deposit HK$329K · loan HK$988K · min. income ≈ HK$10,562/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,804
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,954
−HK$151/mo
Today · 4.125%
HK$5,105
baseline
▲ 0.50% · 4.625%
HK$5,416
+HK$311/mo
Deposit HK$263K · loan HK$1.05M · min. income ≈ HK$10,210/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,345
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,488
−HK$145/mo
Today · 4.125%
HK$5,633
baseline
▲ 0.50% · 4.625%
HK$5,930
+HK$297/mo
Deposit HK$263K · loan HK$1.05M · min. income ≈ HK$11,266/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,104
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,263
−HK$161/mo
Today · 4.125%
HK$5,424
baseline
▲ 0.50% · 4.625%
HK$5,754
+HK$330/mo
Deposit HK$198K · loan HK$1.12M · min. income ≈ HK$10,848/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,679
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,831
−HK$154/mo
Today · 4.125%
HK$5,985
baseline
▲ 0.50% · 4.625%
HK$6,301
+HK$316/mo
Deposit HK$198K · loan HK$1.12M · min. income ≈ HK$11,970/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,405
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,573
−HK$171/mo
Today · 4.125%
HK$5,744
baseline
▲ 0.50% · 4.625%
HK$6,093
+HK$349/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$11,488/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,013
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,174
−HK$163/mo
Today · 4.125%
HK$6,337
baseline
▲ 0.50% · 4.625%
HK$6,671
+HK$334/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$12,674/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).