▼ 0.50% · 3.625%
HK$2,875
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,964
−HK$91/mo
Today · 4.125%
HK$3,055
baseline
▲ 0.50% · 4.625%
HK$3,241
+HK$186/mo
Deposit HK$630K · loan HK$630K · min. income ≈ HK$6,110/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,198
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,284
−HK$87/mo
Today · 4.125%
HK$3,371
baseline
▲ 0.50% · 4.625%
HK$3,549
+HK$178/mo
Deposit HK$630K · loan HK$630K · min. income ≈ HK$6,742/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,162
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,261
−HK$100/mo
Today · 4.125%
HK$3,361
baseline
▲ 0.50% · 4.625%
HK$3,565
+HK$204/mo
Deposit HK$567K · loan HK$693K · min. income ≈ HK$6,722/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,518
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,613
−HK$95/mo
Today · 4.125%
HK$3,708
baseline
▲ 0.50% · 4.625%
HK$3,904
+HK$196/mo
Deposit HK$567K · loan HK$693K · min. income ≈ HK$7,416/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,450
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,557
−HK$109/mo
Today · 4.125%
HK$3,666
baseline
▲ 0.50% · 4.625%
HK$3,889
+HK$223/mo
Deposit HK$504K · loan HK$756K · min. income ≈ HK$7,332/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,838
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,941
−HK$104/mo
Today · 4.125%
HK$4,045
baseline
▲ 0.50% · 4.625%
HK$4,259
+HK$214/mo
Deposit HK$504K · loan HK$756K · min. income ≈ HK$8,090/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,737
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,854
−HK$118/mo
Today · 4.125%
HK$3,972
baseline
▲ 0.50% · 4.625%
HK$4,214
+HK$242/mo
Deposit HK$441K · loan HK$820K · min. income ≈ HK$7,944/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,158
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,269
−HK$114/mo
Today · 4.125%
HK$4,383
baseline
▲ 0.50% · 4.625%
HK$4,614
+HK$231/mo
Deposit HK$441K · loan HK$820K · min. income ≈ HK$8,766/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,025
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,150
−HK$127/mo
Today · 4.125%
HK$4,277
baseline
▲ 0.50% · 4.625%
HK$4,538
+HK$261/mo
Deposit HK$378K · loan HK$883K · min. income ≈ HK$8,554/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,478
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,598
−HK$122/mo
Today · 4.125%
HK$4,720
baseline
▲ 0.50% · 4.625%
HK$4,968
+HK$248/mo
Deposit HK$378K · loan HK$883K · min. income ≈ HK$9,440/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,312
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,447
−HK$136/mo
Today · 4.125%
HK$4,583
baseline
▲ 0.50% · 4.625%
HK$4,862
+HK$279/mo
Deposit HK$315K · loan HK$946K · min. income ≈ HK$9,166/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,798
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,926
−HK$131/mo
Today · 4.125%
HK$5,057
baseline
▲ 0.50% · 4.625%
HK$5,323
+HK$266/mo
Deposit HK$315K · loan HK$946K · min. income ≈ HK$10,114/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,600
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,743
−HK$145/mo
Today · 4.125%
HK$4,888
baseline
▲ 0.50% · 4.625%
HK$5,186
+HK$298/mo
Deposit HK$252K · loan HK$1.01M · min. income ≈ HK$9,776/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,117
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,255
−HK$139/mo
Today · 4.125%
HK$5,394
baseline
▲ 0.50% · 4.625%
HK$5,678
+HK$284/mo
Deposit HK$252K · loan HK$1.01M · min. income ≈ HK$10,788/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,887
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,039
−HK$155/mo
Today · 4.125%
HK$5,194
baseline
▲ 0.50% · 4.625%
HK$5,510
+HK$316/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$10,388/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,437
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,583
−HK$148/mo
Today · 4.125%
HK$5,731
baseline
▲ 0.50% · 4.625%
HK$6,033
+HK$302/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$11,462/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,175
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,336
−HK$163/mo
Today · 4.125%
HK$5,499
baseline
▲ 0.50% · 4.625%
HK$5,834
+HK$335/mo
Deposit HK$126K · loan HK$1.13M · min. income ≈ HK$10,998/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,757
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,912
−HK$156/mo
Today · 4.125%
HK$6,068
baseline
▲ 0.50% · 4.625%
HK$6,388
+HK$320/mo
Deposit HK$126K · loan HK$1.13M · min. income ≈ HK$12,136/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).