▼ 0.50% · 3.625%
HK$2,805
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,892
−HK$89/mo
Today · 4.125%
HK$2,981
baseline
▲ 0.50% · 4.625%
HK$3,162
+HK$181/mo
Deposit HK$615K · loan HK$615K · min. income ≈ HK$5,962/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,121
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,204
−HK$85/mo
Today · 4.125%
HK$3,289
baseline
▲ 0.50% · 4.625%
HK$3,463
+HK$174/mo
Deposit HK$615K · loan HK$615K · min. income ≈ HK$6,578/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,086
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,182
−HK$97/mo
Today · 4.125%
HK$3,279
baseline
▲ 0.50% · 4.625%
HK$3,479
+HK$200/mo
Deposit HK$554K · loan HK$677K · min. income ≈ HK$6,558/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,433
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,525
−HK$93/mo
Today · 4.125%
HK$3,618
baseline
▲ 0.50% · 4.625%
HK$3,809
+HK$191/mo
Deposit HK$554K · loan HK$677K · min. income ≈ HK$7,236/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,366
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,471
−HK$106/mo
Today · 4.125%
HK$3,577
baseline
▲ 0.50% · 4.625%
HK$3,795
+HK$218/mo
Deposit HK$492K · loan HK$738K · min. income ≈ HK$7,154/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,745
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,845
−HK$102/mo
Today · 4.125%
HK$3,947
baseline
▲ 0.50% · 4.625%
HK$4,155
+HK$208/mo
Deposit HK$492K · loan HK$738K · min. income ≈ HK$7,894/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,647
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,760
−HK$115/mo
Today · 4.125%
HK$3,875
baseline
▲ 0.50% · 4.625%
HK$4,111
+HK$236/mo
Deposit HK$431K · loan HK$800K · min. income ≈ HK$7,750/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,057
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,166
−HK$110/mo
Today · 4.125%
HK$4,276
baseline
▲ 0.50% · 4.625%
HK$4,501
+HK$225/mo
Deposit HK$431K · loan HK$800K · min. income ≈ HK$8,552/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,927
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,049
−HK$124/mo
Today · 4.125%
HK$4,173
baseline
▲ 0.50% · 4.625%
HK$4,427
+HK$254/mo
Deposit HK$369K · loan HK$861K · min. income ≈ HK$8,346/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,369
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,486
−HK$119/mo
Today · 4.125%
HK$4,605
baseline
▲ 0.50% · 4.625%
HK$4,848
+HK$243/mo
Deposit HK$369K · loan HK$861K · min. income ≈ HK$9,210/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,208
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,338
−HK$133/mo
Today · 4.125%
HK$4,471
baseline
▲ 0.50% · 4.625%
HK$4,744
+HK$273/mo
Deposit HK$308K · loan HK$923K · min. income ≈ HK$8,942/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,681
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,806
−HK$128/mo
Today · 4.125%
HK$4,934
baseline
▲ 0.50% · 4.625%
HK$5,194
+HK$260/mo
Deposit HK$308K · loan HK$923K · min. income ≈ HK$9,868/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,488
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,628
−HK$142/mo
Today · 4.125%
HK$4,770
baseline
▲ 0.50% · 4.625%
HK$5,060
+HK$290/mo
Deposit HK$246K · loan HK$984K · min. income ≈ HK$9,540/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,993
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,127
−HK$136/mo
Today · 4.125%
HK$5,263
baseline
▲ 0.50% · 4.625%
HK$5,540
+HK$277/mo
Deposit HK$246K · loan HK$984K · min. income ≈ HK$10,526/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,769
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,917
−HK$151/mo
Today · 4.125%
HK$5,068
baseline
▲ 0.50% · 4.625%
HK$5,376
+HK$308/mo
Deposit HK$185K · loan HK$1.05M · min. income ≈ HK$10,136/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,305
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,447
−HK$145/mo
Today · 4.125%
HK$5,592
baseline
▲ 0.50% · 4.625%
HK$5,886
+HK$294/mo
Deposit HK$185K · loan HK$1.05M · min. income ≈ HK$11,184/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,049
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,206
−HK$160/mo
Today · 4.125%
HK$5,366
baseline
▲ 0.50% · 4.625%
HK$5,692
+HK$326/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$10,732/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,617
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,768
−HK$153/mo
Today · 4.125%
HK$5,921
baseline
▲ 0.50% · 4.625%
HK$6,233
+HK$312/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$11,842/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).