▼ 0.50% · 3.625%
HK$2,704
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,788
−HK$85/mo
Today · 4.125%
HK$2,873
baseline
▲ 0.50% · 4.625%
HK$3,048
+HK$175/mo
Deposit HK$593K · loan HK$593K · min. income ≈ HK$5,746/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,008
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,089
−HK$82/mo
Today · 4.125%
HK$3,171
baseline
▲ 0.50% · 4.625%
HK$3,338
+HK$167/mo
Deposit HK$593K · loan HK$593K · min. income ≈ HK$6,342/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,974
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,067
−HK$94/mo
Today · 4.125%
HK$3,161
baseline
▲ 0.50% · 4.625%
HK$3,353
+HK$192/mo
Deposit HK$534K · loan HK$652K · min. income ≈ HK$6,322/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,309
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,398
−HK$90/mo
Today · 4.125%
HK$3,488
baseline
▲ 0.50% · 4.625%
HK$3,672
+HK$184/mo
Deposit HK$534K · loan HK$652K · min. income ≈ HK$6,976/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,245
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,346
−HK$102/mo
Today · 4.125%
HK$3,448
baseline
▲ 0.50% · 4.625%
HK$3,658
+HK$210/mo
Deposit HK$474K · loan HK$711K · min. income ≈ HK$6,896/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,610
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,707
−HK$98/mo
Today · 4.125%
HK$3,805
baseline
▲ 0.50% · 4.625%
HK$4,005
+HK$200/mo
Deposit HK$474K · loan HK$711K · min. income ≈ HK$7,610/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,515
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,624
−HK$112/mo
Today · 4.125%
HK$3,736
baseline
▲ 0.50% · 4.625%
HK$3,963
+HK$227/mo
Deposit HK$415K · loan HK$771K · min. income ≈ HK$7,472/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,911
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,015
−HK$107/mo
Today · 4.125%
HK$4,122
baseline
▲ 0.50% · 4.625%
HK$4,339
+HK$217/mo
Deposit HK$415K · loan HK$771K · min. income ≈ HK$8,244/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,786
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,903
−HK$120/mo
Today · 4.125%
HK$4,023
baseline
▲ 0.50% · 4.625%
HK$4,268
+HK$245/mo
Deposit HK$356K · loan HK$830K · min. income ≈ HK$8,046/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,211
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,324
−HK$115/mo
Today · 4.125%
HK$4,439
baseline
▲ 0.50% · 4.625%
HK$4,673
+HK$234/mo
Deposit HK$356K · loan HK$830K · min. income ≈ HK$8,878/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,056
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,182
−HK$128/mo
Today · 4.125%
HK$4,310
baseline
▲ 0.50% · 4.625%
HK$4,573
+HK$263/mo
Deposit HK$296K · loan HK$889K · min. income ≈ HK$8,620/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,512
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,633
−HK$123/mo
Today · 4.125%
HK$4,756
baseline
▲ 0.50% · 4.625%
HK$5,007
+HK$251/mo
Deposit HK$296K · loan HK$889K · min. income ≈ HK$9,512/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,326
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,461
−HK$137/mo
Today · 4.125%
HK$4,598
baseline
▲ 0.50% · 4.625%
HK$4,877
+HK$279/mo
Deposit HK$237K · loan HK$949K · min. income ≈ HK$9,196/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,813
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,942
−HK$131/mo
Today · 4.125%
HK$5,073
baseline
▲ 0.50% · 4.625%
HK$5,340
+HK$267/mo
Deposit HK$237K · loan HK$949K · min. income ≈ HK$10,146/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,597
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,740
−HK$145/mo
Today · 4.125%
HK$4,885
baseline
▲ 0.50% · 4.625%
HK$5,182
+HK$297/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$9,770/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,114
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,251
−HK$139/mo
Today · 4.125%
HK$5,390
baseline
▲ 0.50% · 4.625%
HK$5,674
+HK$284/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$10,780/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,867
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,018
−HK$154/mo
Today · 4.125%
HK$5,172
baseline
▲ 0.50% · 4.625%
HK$5,487
+HK$315/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$10,344/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,415
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,560
−HK$147/mo
Today · 4.125%
HK$5,707
baseline
▲ 0.50% · 4.625%
HK$6,008
+HK$301/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$11,414/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).