▼ 0.50% · 3.625%
HK$2,755
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,841
−HK$87/mo
Today · 4.125%
HK$2,928
baseline
▲ 0.50% · 4.625%
HK$3,106
+HK$178/mo
Deposit HK$604K · loan HK$604K · min. income ≈ HK$5,856/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,065
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,147
−HK$84/mo
Today · 4.125%
HK$3,231
baseline
▲ 0.50% · 4.625%
HK$3,401
+HK$170/mo
Deposit HK$604K · loan HK$604K · min. income ≈ HK$6,462/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,031
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,125
−HK$96/mo
Today · 4.125%
HK$3,221
baseline
▲ 0.50% · 4.625%
HK$3,417
+HK$196/mo
Deposit HK$544K · loan HK$665K · min. income ≈ HK$6,442/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,371
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,462
−HK$92/mo
Today · 4.125%
HK$3,554
baseline
▲ 0.50% · 4.625%
HK$3,741
+HK$187/mo
Deposit HK$544K · loan HK$665K · min. income ≈ HK$7,108/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,306
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,409
−HK$104/mo
Today · 4.125%
HK$3,513
baseline
▲ 0.50% · 4.625%
HK$3,727
+HK$214/mo
Deposit HK$483K · loan HK$725K · min. income ≈ HK$7,026/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,678
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,777
−HK$100/mo
Today · 4.125%
HK$3,877
baseline
▲ 0.50% · 4.625%
HK$4,081
+HK$204/mo
Deposit HK$483K · loan HK$725K · min. income ≈ HK$7,754/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,582
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,693
−HK$113/mo
Today · 4.125%
HK$3,806
baseline
▲ 0.50% · 4.625%
HK$4,038
+HK$232/mo
Deposit HK$423K · loan HK$785K · min. income ≈ HK$7,612/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,984
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,091
−HK$109/mo
Today · 4.125%
HK$4,200
baseline
▲ 0.50% · 4.625%
HK$4,421
+HK$221/mo
Deposit HK$423K · loan HK$785K · min. income ≈ HK$8,400/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,857
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,977
−HK$122/mo
Today · 4.125%
HK$4,099
baseline
▲ 0.50% · 4.625%
HK$4,348
+HK$249/mo
Deposit HK$362K · loan HK$846K · min. income ≈ HK$8,198/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,291
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,406
−HK$117/mo
Today · 4.125%
HK$4,523
baseline
▲ 0.50% · 4.625%
HK$4,761
+HK$238/mo
Deposit HK$362K · loan HK$846K · min. income ≈ HK$9,046/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,133
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,261
−HK$131/mo
Today · 4.125%
HK$4,392
baseline
▲ 0.50% · 4.625%
HK$4,659
+HK$267/mo
Deposit HK$302K · loan HK$906K · min. income ≈ HK$8,784/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,597
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,721
−HK$125/mo
Today · 4.125%
HK$4,846
baseline
▲ 0.50% · 4.625%
HK$5,101
+HK$255/mo
Deposit HK$302K · loan HK$906K · min. income ≈ HK$9,692/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,408
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,545
−HK$140/mo
Today · 4.125%
HK$4,685
baseline
▲ 0.50% · 4.625%
HK$4,970
+HK$285/mo
Deposit HK$242K · loan HK$967K · min. income ≈ HK$9,370/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,904
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,035
−HK$134/mo
Today · 4.125%
HK$5,169
baseline
▲ 0.50% · 4.625%
HK$5,441
+HK$272/mo
Deposit HK$242K · loan HK$967K · min. income ≈ HK$10,338/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,684
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,829
−HK$148/mo
Today · 4.125%
HK$4,977
baseline
▲ 0.50% · 4.625%
HK$5,280
+HK$303/mo
Deposit HK$181K · loan HK$1.03M · min. income ≈ HK$9,954/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,210
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,350
−HK$142/mo
Today · 4.125%
HK$5,492
baseline
▲ 0.50% · 4.625%
HK$5,781
+HK$289/mo
Deposit HK$181K · loan HK$1.03M · min. income ≈ HK$10,984/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,959
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,113
−HK$157/mo
Today · 4.125%
HK$5,270
baseline
▲ 0.50% · 4.625%
HK$5,591
+HK$321/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$10,540/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,517
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,665
−HK$150/mo
Today · 4.125%
HK$5,815
baseline
▲ 0.50% · 4.625%
HK$6,122
+HK$307/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$11,630/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).