▼ 0.50% · 3.625%
HK$2,843
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,932
−HK$90/mo
Today · 4.125%
HK$3,022
baseline
▲ 0.50% · 4.625%
HK$3,205
+HK$183/mo
Deposit HK$623K · loan HK$623K · min. income ≈ HK$6,044/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,163
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,248
−HK$86/mo
Today · 4.125%
HK$3,334
baseline
▲ 0.50% · 4.625%
HK$3,510
+HK$176/mo
Deposit HK$623K · loan HK$623K · min. income ≈ HK$6,668/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,128
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,225
−HK$99/mo
Today · 4.125%
HK$3,324
baseline
▲ 0.50% · 4.625%
HK$3,526
+HK$202/mo
Deposit HK$561K · loan HK$686K · min. income ≈ HK$6,648/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,479
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,573
−HK$94/mo
Today · 4.125%
HK$3,667
baseline
▲ 0.50% · 4.625%
HK$3,861
+HK$194/mo
Deposit HK$561K · loan HK$686K · min. income ≈ HK$7,334/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,412
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,518
−HK$108/mo
Today · 4.125%
HK$3,626
baseline
▲ 0.50% · 4.625%
HK$3,846
+HK$220/mo
Deposit HK$499K · loan HK$748K · min. income ≈ HK$7,252/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,796
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,898
−HK$103/mo
Today · 4.125%
HK$4,001
baseline
▲ 0.50% · 4.625%
HK$4,212
+HK$211/mo
Deposit HK$499K · loan HK$748K · min. income ≈ HK$8,002/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,696
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,811
−HK$117/mo
Today · 4.125%
HK$3,928
baseline
▲ 0.50% · 4.625%
HK$4,167
+HK$239/mo
Deposit HK$436K · loan HK$810K · min. income ≈ HK$7,856/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,112
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,222
−HK$112/mo
Today · 4.125%
HK$4,334
baseline
▲ 0.50% · 4.625%
HK$4,563
+HK$229/mo
Deposit HK$436K · loan HK$810K · min. income ≈ HK$8,668/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,981
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,104
−HK$126/mo
Today · 4.125%
HK$4,230
baseline
▲ 0.50% · 4.625%
HK$4,488
+HK$258/mo
Deposit HK$374K · loan HK$873K · min. income ≈ HK$8,460/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,428
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,547
−HK$121/mo
Today · 4.125%
HK$4,668
baseline
▲ 0.50% · 4.625%
HK$4,914
+HK$246/mo
Deposit HK$374K · loan HK$873K · min. income ≈ HK$9,336/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,265
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,398
−HK$134/mo
Today · 4.125%
HK$4,532
baseline
▲ 0.50% · 4.625%
HK$4,808
+HK$276/mo
Deposit HK$312K · loan HK$935K · min. income ≈ HK$9,064/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,745
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,872
−HK$129/mo
Today · 4.125%
HK$5,001
baseline
▲ 0.50% · 4.625%
HK$5,265
+HK$264/mo
Deposit HK$312K · loan HK$935K · min. income ≈ HK$10,002/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,549
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,691
−HK$143/mo
Today · 4.125%
HK$4,834
baseline
▲ 0.50% · 4.625%
HK$5,129
+HK$295/mo
Deposit HK$249K · loan HK$998K · min. income ≈ HK$9,668/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,061
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,197
−HK$137/mo
Today · 4.125%
HK$5,334
baseline
▲ 0.50% · 4.625%
HK$5,616
+HK$282/mo
Deposit HK$249K · loan HK$998K · min. income ≈ HK$10,668/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,834
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,984
−HK$153/mo
Today · 4.125%
HK$5,137
baseline
▲ 0.50% · 4.625%
HK$5,449
+HK$312/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$10,274/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,377
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,521
−HK$147/mo
Today · 4.125%
HK$5,668
baseline
▲ 0.50% · 4.625%
HK$5,967
+HK$299/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$11,336/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,118
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,277
−HK$162/mo
Today · 4.125%
HK$5,439
baseline
▲ 0.50% · 4.625%
HK$5,770
+HK$331/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$10,878/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,694
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,846
−HK$155/mo
Today · 4.125%
HK$6,001
baseline
▲ 0.50% · 4.625%
HK$6,318
+HK$317/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$12,002/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).