▼ 0.50% · 3.625%
HK$2,941
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,032
−HK$93/mo
Today · 4.125%
HK$3,125
baseline
▲ 0.50% · 4.625%
HK$3,315
+HK$190/mo
Deposit HK$645K · loan HK$645K · min. income ≈ HK$6,250/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,272
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,359
−HK$89/mo
Today · 4.125%
HK$3,448
baseline
▲ 0.50% · 4.625%
HK$3,630
+HK$182/mo
Deposit HK$645K · loan HK$645K · min. income ≈ HK$6,896/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,235
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,335
−HK$103/mo
Today · 4.125%
HK$3,438
baseline
▲ 0.50% · 4.625%
HK$3,647
+HK$209/mo
Deposit HK$580K · loan HK$709K · min. income ≈ HK$6,876/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,599
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,695
−HK$98/mo
Today · 4.125%
HK$3,793
baseline
▲ 0.50% · 4.625%
HK$3,993
+HK$200/mo
Deposit HK$580K · loan HK$709K · min. income ≈ HK$7,586/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,529
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,639
−HK$111/mo
Today · 4.125%
HK$3,750
baseline
▲ 0.50% · 4.625%
HK$3,978
+HK$228/mo
Deposit HK$516K · loan HK$774K · min. income ≈ HK$7,500/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,926
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,031
−HK$107/mo
Today · 4.125%
HK$4,138
baseline
▲ 0.50% · 4.625%
HK$4,356
+HK$218/mo
Deposit HK$516K · loan HK$774K · min. income ≈ HK$8,276/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,823
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,942
−HK$121/mo
Today · 4.125%
HK$4,063
baseline
▲ 0.50% · 4.625%
HK$4,310
+HK$247/mo
Deposit HK$451K · loan HK$838K · min. income ≈ HK$8,126/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,253
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,367
−HK$116/mo
Today · 4.125%
HK$4,483
baseline
▲ 0.50% · 4.625%
HK$4,719
+HK$236/mo
Deposit HK$451K · loan HK$838K · min. income ≈ HK$8,966/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,117
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,245
−HK$130/mo
Today · 4.125%
HK$4,375
baseline
▲ 0.50% · 4.625%
HK$4,642
+HK$267/mo
Deposit HK$387K · loan HK$903K · min. income ≈ HK$8,750/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,580
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,703
−HK$125/mo
Today · 4.125%
HK$4,828
baseline
▲ 0.50% · 4.625%
HK$5,082
+HK$254/mo
Deposit HK$387K · loan HK$903K · min. income ≈ HK$9,656/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,411
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,548
−HK$140/mo
Today · 4.125%
HK$4,688
baseline
▲ 0.50% · 4.625%
HK$4,973
+HK$285/mo
Deposit HK$322K · loan HK$967K · min. income ≈ HK$9,376/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,907
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,039
−HK$134/mo
Today · 4.125%
HK$5,173
baseline
▲ 0.50% · 4.625%
HK$5,445
+HK$272/mo
Deposit HK$322K · loan HK$967K · min. income ≈ HK$10,346/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,705
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,852
−HK$148/mo
Today · 4.125%
HK$5,000
baseline
▲ 0.50% · 4.625%
HK$5,305
+HK$305/mo
Deposit HK$258K · loan HK$1.03M · min. income ≈ HK$10,000/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,235
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,375
−HK$142/mo
Today · 4.125%
HK$5,517
baseline
▲ 0.50% · 4.625%
HK$5,808
+HK$291/mo
Deposit HK$258K · loan HK$1.03M · min. income ≈ HK$11,034/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,999
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,155
−HK$158/mo
Today · 4.125%
HK$5,313
baseline
▲ 0.50% · 4.625%
HK$5,636
+HK$323/mo
Deposit HK$193K · loan HK$1.10M · min. income ≈ HK$10,626/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,562
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,711
−HK$151/mo
Today · 4.125%
HK$5,862
baseline
▲ 0.50% · 4.625%
HK$6,171
+HK$309/mo
Deposit HK$193K · loan HK$1.10M · min. income ≈ HK$11,724/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,293
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,458
−HK$167/mo
Today · 4.125%
HK$5,625
baseline
▲ 0.50% · 4.625%
HK$5,968
+HK$343/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$11,250/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,889
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,047
−HK$160/mo
Today · 4.125%
HK$6,207
baseline
▲ 0.50% · 4.625%
HK$6,534
+HK$327/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$12,414/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).