▼ 0.50% · 3.625%
HK$20,544
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,183
−HK$650/mo
Today · 4.125%
HK$21,833
baseline
▲ 0.50% · 4.625%
HK$23,161
+HK$1,328/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$43,666/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$270,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,855
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,468
−HK$622/mo
Today · 4.125%
HK$24,090
baseline
▲ 0.50% · 4.625%
HK$25,360
+HK$1,270/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$48,180/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$270,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,599
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,302
−HK$714/mo
Today · 4.125%
HK$24,016
baseline
▲ 0.50% · 4.625%
HK$25,477
+HK$1,461/mo
Deposit HK$4.05M · loan HK$4.96M · min. income ≈ HK$48,032/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$270,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,141
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,815
−HK$684/mo
Today · 4.125%
HK$26,499
baseline
▲ 0.50% · 4.625%
HK$27,896
+HK$1,397/mo
Deposit HK$4.05M · loan HK$4.96M · min. income ≈ HK$52,998/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$270,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,653
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,420
−HK$779/mo
Today · 4.125%
HK$26,199
baseline
▲ 0.50% · 4.625%
HK$27,793
+HK$1,594/mo
Deposit HK$3.60M · loan HK$5.41M · min. income ≈ HK$52,398/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$270,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,427
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,162
−HK$746/mo
Today · 4.125%
HK$28,908
baseline
▲ 0.50% · 4.625%
HK$30,432
+HK$1,524/mo
Deposit HK$3.60M · loan HK$5.41M · min. income ≈ HK$57,816/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$270,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,708
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,538
−HK$845/mo
Today · 4.125%
HK$28,383
baseline
▲ 0.50% · 4.625%
HK$30,110
+HK$1,727/mo
Deposit HK$3.15M · loan HK$5.86M · min. income ≈ HK$56,766/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$270,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,712
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,509
−HK$808/mo
Today · 4.125%
HK$31,317
baseline
▲ 0.50% · 4.625%
HK$32,968
+HK$1,651/mo
Deposit HK$3.15M · loan HK$5.86M · min. income ≈ HK$62,634/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$270,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,762
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,657
−HK$909/mo
Today · 4.125%
HK$30,566
baseline
▲ 0.50% · 4.625%
HK$32,426
+HK$1,860/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$61,132/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$270,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,998
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,856
−HK$870/mo
Today · 4.125%
HK$33,726
baseline
▲ 0.50% · 4.625%
HK$35,504
+HK$1,778/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$67,452/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$270,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,817
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,775
−HK$974/mo
Today · 4.125%
HK$32,749
baseline
▲ 0.50% · 4.625%
HK$34,742
+HK$1,993/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$65,498/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$270,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,283
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,203
−HK$932/mo
Today · 4.125%
HK$36,135
baseline
▲ 0.50% · 4.625%
HK$38,040
+HK$1,905/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$72,270/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$270,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,871
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,894
−HK$1,038/mo
Today · 4.125%
HK$34,932
baseline
▲ 0.50% · 4.625%
HK$37,058
+HK$2,126/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$69,864/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$270,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,569
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,549
−HK$995/mo
Today · 4.125%
HK$38,544
baseline
▲ 0.50% · 4.625%
HK$40,576
+HK$2,032/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$77,088/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$270,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,925
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,012
−HK$1,104/mo
Today · 4.125%
HK$37,116
baseline
▲ 0.50% · 4.625%
HK$39,374
+HK$2,258/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$74,232/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$270,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,854
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,896
−HK$1,057/mo
Today · 4.125%
HK$40,953
baseline
▲ 0.50% · 4.625%
HK$43,112
+HK$2,159/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$81,906/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$270,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,980
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,130
−HK$1,169/mo
Today · 4.125%
HK$39,299
baseline
▲ 0.50% · 4.625%
HK$41,690
+HK$2,391/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$78,598/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$270,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,140
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,243
−HK$1,119/mo
Today · 4.125%
HK$43,362
baseline
▲ 0.50% · 4.625%
HK$45,648
+HK$2,286/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$86,724/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$270,969 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).