▼ 0.50% · 3.625%
HK$20,015
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,638
−HK$632/mo
Today · 4.125%
HK$21,270
baseline
▲ 0.50% · 4.625%
HK$22,564
+HK$1,294/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,540/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,267
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,864
−HK$606/mo
Today · 4.125%
HK$23,470
baseline
▲ 0.50% · 4.625%
HK$24,707
+HK$1,237/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,940/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,017
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,701
−HK$696/mo
Today · 4.125%
HK$23,397
baseline
▲ 0.50% · 4.625%
HK$24,821
+HK$1,424/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$46,794/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,493
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,150
−HK$667/mo
Today · 4.125%
HK$25,817
baseline
▲ 0.50% · 4.625%
HK$27,177
+HK$1,360/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$51,634/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,018
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,765
−HK$759/mo
Today · 4.125%
HK$25,524
baseline
▲ 0.50% · 4.625%
HK$27,077
+HK$1,553/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$51,048/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,720
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,437
−HK$726/mo
Today · 4.125%
HK$28,163
baseline
▲ 0.50% · 4.625%
HK$29,648
+HK$1,485/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$56,326/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,020
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,829
−HK$822/mo
Today · 4.125%
HK$27,651
baseline
▲ 0.50% · 4.625%
HK$29,334
+HK$1,683/mo
Deposit HK$3.07M · loan HK$5.71M · min. income ≈ HK$55,302/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,947
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,723
−HK$787/mo
Today · 4.125%
HK$30,510
baseline
▲ 0.50% · 4.625%
HK$32,119
+HK$1,609/mo
Deposit HK$3.07M · loan HK$5.71M · min. income ≈ HK$61,020/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,021
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,893
−HK$885/mo
Today · 4.125%
HK$29,778
baseline
▲ 0.50% · 4.625%
HK$31,590
+HK$1,812/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$59,556/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,173
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,009
−HK$848/mo
Today · 4.125%
HK$32,857
baseline
▲ 0.50% · 4.625%
HK$34,589
+HK$1,732/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$65,714/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,023
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,956
−HK$949/mo
Today · 4.125%
HK$31,905
baseline
▲ 0.50% · 4.625%
HK$33,847
+HK$1,942/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$63,810/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,400
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,296
−HK$908/mo
Today · 4.125%
HK$35,204
baseline
▲ 0.50% · 4.625%
HK$37,060
+HK$1,856/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$70,408/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,024
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,020
−HK$1,012/mo
Today · 4.125%
HK$34,032
baseline
▲ 0.50% · 4.625%
HK$36,103
+HK$2,071/mo
Deposit HK$1.76M · loan HK$7.02M · min. income ≈ HK$68,064/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,627
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,582
−HK$969/mo
Today · 4.125%
HK$37,551
baseline
▲ 0.50% · 4.625%
HK$39,531
+HK$1,980/mo
Deposit HK$1.76M · loan HK$7.02M · min. income ≈ HK$75,102/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,026
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,084
−HK$1,075/mo
Today · 4.125%
HK$36,159
baseline
▲ 0.50% · 4.625%
HK$38,360
+HK$2,201/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$72,318/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,853
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,868
−HK$1,030/mo
Today · 4.125%
HK$39,898
baseline
▲ 0.50% · 4.625%
HK$42,001
+HK$2,103/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$79,796/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,027
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,148
−HK$1,138/mo
Today · 4.125%
HK$38,286
baseline
▲ 0.50% · 4.625%
HK$40,616
+HK$2,330/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$76,572/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,080
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,155
−HK$1,090/mo
Today · 4.125%
HK$42,245
baseline
▲ 0.50% · 4.625%
HK$44,472
+HK$2,227/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$84,490/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,327 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).