▼ 0.50% · 3.625%
HK$20,354
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,987
−HK$643/mo
Today · 4.125%
HK$21,630
baseline
▲ 0.50% · 4.625%
HK$22,947
+HK$1,317/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,260/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,644
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,251
−HK$616/mo
Today · 4.125%
HK$23,867
baseline
▲ 0.50% · 4.625%
HK$25,125
+HK$1,258/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,734/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,390
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,086
−HK$708/mo
Today · 4.125%
HK$23,794
baseline
▲ 0.50% · 4.625%
HK$25,241
+HK$1,447/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$47,588/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,908
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,576
−HK$678/mo
Today · 4.125%
HK$26,254
baseline
▲ 0.50% · 4.625%
HK$27,638
+HK$1,384/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$52,508/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,425
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,185
−HK$772/mo
Today · 4.125%
HK$25,957
baseline
▲ 0.50% · 4.625%
HK$27,536
+HK$1,579/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,914/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,172
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,901
−HK$740/mo
Today · 4.125%
HK$28,641
baseline
▲ 0.50% · 4.625%
HK$30,150
+HK$1,509/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,282/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,460
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,283
−HK$837/mo
Today · 4.125%
HK$28,120
baseline
▲ 0.50% · 4.625%
HK$29,831
+HK$1,711/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$56,240/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,437
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,226
−HK$801/mo
Today · 4.125%
HK$31,027
baseline
▲ 0.50% · 4.625%
HK$32,663
+HK$1,636/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$62,054/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,496
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,382
−HK$901/mo
Today · 4.125%
HK$30,283
baseline
▲ 0.50% · 4.625%
HK$32,125
+HK$1,842/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,566/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,701
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,551
−HK$863/mo
Today · 4.125%
HK$33,414
baseline
▲ 0.50% · 4.625%
HK$35,175
+HK$1,761/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,828/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,531
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,481
−HK$965/mo
Today · 4.125%
HK$32,446
baseline
▲ 0.50% · 4.625%
HK$34,420
+HK$1,974/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$64,892/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,966
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,877
−HK$924/mo
Today · 4.125%
HK$35,801
baseline
▲ 0.50% · 4.625%
HK$37,688
+HK$1,887/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$71,602/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,567
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,580
−HK$1,029/mo
Today · 4.125%
HK$34,609
baseline
▲ 0.50% · 4.625%
HK$36,715
+HK$2,106/mo
Deposit HK$1.79M · loan HK$7.14M · min. income ≈ HK$69,218/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,230
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,202
−HK$985/mo
Today · 4.125%
HK$38,187
baseline
▲ 0.50% · 4.625%
HK$40,200
+HK$2,013/mo
Deposit HK$1.79M · loan HK$7.14M · min. income ≈ HK$76,374/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,602
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,678
−HK$1,094/mo
Today · 4.125%
HK$36,772
baseline
▲ 0.50% · 4.625%
HK$39,009
+HK$2,237/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$73,544/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,494
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,527
−HK$1,047/mo
Today · 4.125%
HK$40,574
baseline
▲ 0.50% · 4.625%
HK$42,713
+HK$2,139/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$81,148/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,637
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,777
−HK$1,158/mo
Today · 4.125%
HK$38,935
baseline
▲ 0.50% · 4.625%
HK$41,304
+HK$2,369/mo
Deposit HK$893K · loan HK$8.03M · min. income ≈ HK$77,870/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,759
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,852
−HK$1,109/mo
Today · 4.125%
HK$42,961
baseline
▲ 0.50% · 4.625%
HK$45,225
+HK$2,264/mo
Deposit HK$893K · loan HK$8.03M · min. income ≈ HK$85,922/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,787 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).