▼ 0.50% · 3.625%
HK$20,557
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,196
−HK$650/mo
Today · 4.125%
HK$21,846
baseline
▲ 0.50% · 4.625%
HK$23,175
+HK$1,329/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,692/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,869
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,482
−HK$622/mo
Today · 4.125%
HK$24,104
baseline
▲ 0.50% · 4.625%
HK$25,375
+HK$1,271/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,208/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,612
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,316
−HK$714/mo
Today · 4.125%
HK$24,030
baseline
▲ 0.50% · 4.625%
HK$25,492
+HK$1,462/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,060/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,156
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,830
−HK$685/mo
Today · 4.125%
HK$26,515
baseline
▲ 0.50% · 4.625%
HK$27,913
+HK$1,398/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,030/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,668
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,435
−HK$780/mo
Today · 4.125%
HK$26,215
baseline
▲ 0.50% · 4.625%
HK$27,810
+HK$1,595/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,430/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,443
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,179
−HK$746/mo
Today · 4.125%
HK$28,925
baseline
▲ 0.50% · 4.625%
HK$30,450
+HK$1,525/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,850/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,723
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,555
−HK$844/mo
Today · 4.125%
HK$28,399
baseline
▲ 0.50% · 4.625%
HK$30,127
+HK$1,728/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$56,798/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,730
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,527
−HK$809/mo
Today · 4.125%
HK$31,336
baseline
▲ 0.50% · 4.625%
HK$32,988
+HK$1,652/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$62,672/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,779
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,674
−HK$910/mo
Today · 4.125%
HK$30,584
baseline
▲ 0.50% · 4.625%
HK$32,445
+HK$1,861/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$61,168/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,017
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,875
−HK$871/mo
Today · 4.125%
HK$33,746
baseline
▲ 0.50% · 4.625%
HK$35,525
+HK$1,779/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$67,492/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,835
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,794
−HK$974/mo
Today · 4.125%
HK$32,768
baseline
▲ 0.50% · 4.625%
HK$34,762
+HK$1,994/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$65,536/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,303
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,223
−HK$934/mo
Today · 4.125%
HK$36,157
baseline
▲ 0.50% · 4.625%
HK$38,063
+HK$1,906/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$72,314/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,890
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,914
−HK$1,039/mo
Today · 4.125%
HK$34,953
baseline
▲ 0.50% · 4.625%
HK$37,080
+HK$2,127/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$69,906/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$271,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,590
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,572
−HK$995/mo
Today · 4.125%
HK$38,567
baseline
▲ 0.50% · 4.625%
HK$40,600
+HK$2,033/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$77,134/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$271,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,946
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,033
−HK$1,105/mo
Today · 4.125%
HK$37,138
baseline
▲ 0.50% · 4.625%
HK$39,397
+HK$2,259/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$74,276/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,877
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,920
−HK$1,058/mo
Today · 4.125%
HK$40,978
baseline
▲ 0.50% · 4.625%
HK$43,138
+HK$2,160/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$81,956/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,002
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,153
−HK$1,169/mo
Today · 4.125%
HK$39,322
baseline
▲ 0.50% · 4.625%
HK$41,715
+HK$2,393/mo
Deposit HK$902K · loan HK$8.11M · min. income ≈ HK$78,644/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,164
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,268
−HK$1,120/mo
Today · 4.125%
HK$43,388
baseline
▲ 0.50% · 4.625%
HK$45,675
+HK$2,287/mo
Deposit HK$902K · loan HK$8.11M · min. income ≈ HK$86,776/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,501 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).