▼ 0.50% · 3.625%
HK$20,306
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,938
−HK$642/mo
Today · 4.125%
HK$21,580
baseline
▲ 0.50% · 4.625%
HK$22,893
+HK$1,313/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,160/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,591
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,196
−HK$615/mo
Today · 4.125%
HK$23,811
baseline
▲ 0.50% · 4.625%
HK$25,066
+HK$1,255/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,622/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,337
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,032
−HK$706/mo
Today · 4.125%
HK$23,738
baseline
▲ 0.50% · 4.625%
HK$25,182
+HK$1,444/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$47,476/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$267,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,850
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,516
−HK$676/mo
Today · 4.125%
HK$26,192
baseline
▲ 0.50% · 4.625%
HK$27,573
+HK$1,381/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$52,384/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$267,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,368
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,125
−HK$771/mo
Today · 4.125%
HK$25,896
baseline
▲ 0.50% · 4.625%
HK$27,471
+HK$1,575/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$51,792/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,109
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,836
−HK$737/mo
Today · 4.125%
HK$28,573
baseline
▲ 0.50% · 4.625%
HK$30,079
+HK$1,506/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$57,146/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,398
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,219
−HK$835/mo
Today · 4.125%
HK$28,054
baseline
▲ 0.50% · 4.625%
HK$29,761
+HK$1,707/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$56,108/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$267,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,368
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,155
−HK$799/mo
Today · 4.125%
HK$30,954
baseline
▲ 0.50% · 4.625%
HK$32,586
+HK$1,632/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$61,908/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$267,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,429
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,313
−HK$898/mo
Today · 4.125%
HK$30,211
baseline
▲ 0.50% · 4.625%
HK$32,050
+HK$1,839/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$60,422/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,627
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,475
−HK$860/mo
Today · 4.125%
HK$33,335
baseline
▲ 0.50% · 4.625%
HK$35,093
+HK$1,758/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$66,670/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,459
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,407
−HK$962/mo
Today · 4.125%
HK$32,369
baseline
▲ 0.50% · 4.625%
HK$34,339
+HK$1,970/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$64,738/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,886
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,795
−HK$922/mo
Today · 4.125%
HK$35,717
baseline
▲ 0.50% · 4.625%
HK$37,599
+HK$1,882/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$71,434/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,490
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,501
−HK$1,026/mo
Today · 4.125%
HK$34,527
baseline
▲ 0.50% · 4.625%
HK$36,628
+HK$2,101/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$69,054/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,145
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,114
−HK$984/mo
Today · 4.125%
HK$38,098
baseline
▲ 0.50% · 4.625%
HK$40,106
+HK$2,008/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$76,196/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,521
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,594
−HK$1,091/mo
Today · 4.125%
HK$36,685
baseline
▲ 0.50% · 4.625%
HK$38,918
+HK$2,233/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$73,370/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,404
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,434
−HK$1,045/mo
Today · 4.125%
HK$40,479
baseline
▲ 0.50% · 4.625%
HK$42,612
+HK$2,133/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$80,958/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,551
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,688
−HK$1,155/mo
Today · 4.125%
HK$38,843
baseline
▲ 0.50% · 4.625%
HK$41,207
+HK$2,364/mo
Deposit HK$891K · loan HK$8.01M · min. income ≈ HK$77,686/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,663
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,753
−HK$1,107/mo
Today · 4.125%
HK$42,860
baseline
▲ 0.50% · 4.625%
HK$45,119
+HK$2,259/mo
Deposit HK$891K · loan HK$8.01M · min. income ≈ HK$85,720/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,158 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).