▼ 0.50% · 3.625%
HK$20,370
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$21,003
−HK$644/mo
Today · 4.125%
HK$21,647
baseline
▲ 0.50% · 4.625%
HK$22,964
+HK$1,317/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,294/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,661
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,269
−HK$616/mo
Today · 4.125%
HK$23,885
baseline
▲ 0.50% · 4.625%
HK$25,144
+HK$1,259/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,770/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,407
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,104
−HK$708/mo
Today · 4.125%
HK$23,812
baseline
▲ 0.50% · 4.625%
HK$25,261
+HK$1,449/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$47,624/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,927
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,596
−HK$678/mo
Today · 4.125%
HK$26,274
baseline
▲ 0.50% · 4.625%
HK$27,659
+HK$1,385/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$52,548/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,444
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,204
−HK$772/mo
Today · 4.125%
HK$25,976
baseline
▲ 0.50% · 4.625%
HK$27,557
+HK$1,581/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,952/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,193
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,923
−HK$739/mo
Today · 4.125%
HK$28,662
baseline
▲ 0.50% · 4.625%
HK$30,173
+HK$1,511/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,324/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,481
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,304
−HK$837/mo
Today · 4.125%
HK$28,141
baseline
▲ 0.50% · 4.625%
HK$29,853
+HK$1,712/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,282/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,459
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,249
−HK$802/mo
Today · 4.125%
HK$31,051
baseline
▲ 0.50% · 4.625%
HK$32,688
+HK$1,637/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,102/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,518
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,405
−HK$901/mo
Today · 4.125%
HK$30,306
baseline
▲ 0.50% · 4.625%
HK$32,150
+HK$1,844/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,612/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,725
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,576
−HK$863/mo
Today · 4.125%
HK$33,439
baseline
▲ 0.50% · 4.625%
HK$35,202
+HK$1,763/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,878/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,554
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,505
−HK$966/mo
Today · 4.125%
HK$32,471
baseline
▲ 0.50% · 4.625%
HK$34,446
+HK$1,975/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$64,942/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,992
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,903
−HK$925/mo
Today · 4.125%
HK$35,828
baseline
▲ 0.50% · 4.625%
HK$37,717
+HK$1,889/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$71,656/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,591
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,605
−HK$1,030/mo
Today · 4.125%
HK$34,635
baseline
▲ 0.50% · 4.625%
HK$36,743
+HK$2,108/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$69,270/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,258
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,230
−HK$987/mo
Today · 4.125%
HK$38,217
baseline
▲ 0.50% · 4.625%
HK$40,231
+HK$2,014/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$76,434/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,628
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,706
−HK$1,094/mo
Today · 4.125%
HK$36,800
baseline
▲ 0.50% · 4.625%
HK$39,039
+HK$2,239/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$73,600/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,524
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,557
−HK$1,048/mo
Today · 4.125%
HK$40,605
baseline
▲ 0.50% · 4.625%
HK$42,745
+HK$2,140/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$81,210/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,665
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,806
−HK$1,159/mo
Today · 4.125%
HK$38,965
baseline
▲ 0.50% · 4.625%
HK$41,336
+HK$2,371/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$77,930/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,790
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,884
−HK$1,110/mo
Today · 4.125%
HK$42,994
baseline
▲ 0.50% · 4.625%
HK$45,260
+HK$2,266/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$85,988/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,992 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).