▼ 0.50% · 3.625%
HK$19,394
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,997
−HK$613/mo
Today · 4.125%
HK$20,610
baseline
▲ 0.50% · 4.625%
HK$21,864
+HK$1,254/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,220/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,575
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,154
−HK$587/mo
Today · 4.125%
HK$22,741
baseline
▲ 0.50% · 4.625%
HK$23,940
+HK$1,199/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,482/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,333
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,997
−HK$674/mo
Today · 4.125%
HK$22,671
baseline
▲ 0.50% · 4.625%
HK$24,050
+HK$1,379/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,342/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,733
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,369
−HK$646/mo
Today · 4.125%
HK$25,015
baseline
▲ 0.50% · 4.625%
HK$26,334
+HK$1,319/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,030/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,273
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,996
−HK$736/mo
Today · 4.125%
HK$24,732
baseline
▲ 0.50% · 4.625%
HK$26,237
+HK$1,505/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,464/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,891
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,585
−HK$704/mo
Today · 4.125%
HK$27,289
baseline
▲ 0.50% · 4.625%
HK$28,728
+HK$1,439/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,578/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,212
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,996
−HK$797/mo
Today · 4.125%
HK$26,793
baseline
▲ 0.50% · 4.625%
HK$28,423
+HK$1,630/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$53,586/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,048
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,800
−HK$763/mo
Today · 4.125%
HK$29,563
baseline
▲ 0.50% · 4.625%
HK$31,122
+HK$1,559/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$59,126/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,151
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,996
−HK$858/mo
Today · 4.125%
HK$28,854
baseline
▲ 0.50% · 4.625%
HK$30,610
+HK$1,756/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$57,708/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,206
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,016
−HK$822/mo
Today · 4.125%
HK$31,838
baseline
▲ 0.50% · 4.625%
HK$33,516
+HK$1,678/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$63,676/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,091
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,996
−HK$919/mo
Today · 4.125%
HK$30,915
baseline
▲ 0.50% · 4.625%
HK$32,796
+HK$1,881/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$61,830/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,363
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,231
−HK$881/mo
Today · 4.125%
HK$34,112
baseline
▲ 0.50% · 4.625%
HK$35,910
+HK$1,798/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$68,224/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,030
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,995
−HK$981/mo
Today · 4.125%
HK$32,976
baseline
▲ 0.50% · 4.625%
HK$34,982
+HK$2,006/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$65,952/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,521
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,447
−HK$939/mo
Today · 4.125%
HK$36,386
baseline
▲ 0.50% · 4.625%
HK$38,304
+HK$1,918/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$72,772/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,969
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$33,995
−HK$1,042/mo
Today · 4.125%
HK$35,037
baseline
▲ 0.50% · 4.625%
HK$37,169
+HK$2,132/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$70,074/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,678
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,662
−HK$998/mo
Today · 4.125%
HK$38,660
baseline
▲ 0.50% · 4.625%
HK$40,698
+HK$2,038/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$77,320/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,909
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,995
−HK$1,103/mo
Today · 4.125%
HK$37,098
baseline
▲ 0.50% · 4.625%
HK$39,355
+HK$2,257/mo
Deposit HK$851K · loan HK$7.65M · min. income ≈ HK$74,196/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,836
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,877
−HK$1,057/mo
Today · 4.125%
HK$40,934
baseline
▲ 0.50% · 4.625%
HK$43,092
+HK$2,158/mo
Deposit HK$851K · loan HK$7.65M · min. income ≈ HK$81,868/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,154 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).