▼ 0.50% · 3.625%
HK$20,077
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,702
−HK$634/mo
Today · 4.125%
HK$21,336
baseline
▲ 0.50% · 4.625%
HK$22,635
+HK$1,299/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,672/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,336
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,935
−HK$608/mo
Today · 4.125%
HK$23,543
baseline
▲ 0.50% · 4.625%
HK$24,784
+HK$1,241/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,086/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,085
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,772
−HK$698/mo
Today · 4.125%
HK$23,470
baseline
▲ 0.50% · 4.625%
HK$24,898
+HK$1,428/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,940/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,569
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,228
−HK$669/mo
Today · 4.125%
HK$25,897
baseline
▲ 0.50% · 4.625%
HK$27,262
+HK$1,365/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,794/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,093
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,842
−HK$762/mo
Today · 4.125%
HK$25,604
baseline
▲ 0.50% · 4.625%
HK$27,162
+HK$1,558/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,208/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,803
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,522
−HK$729/mo
Today · 4.125%
HK$28,251
baseline
▲ 0.50% · 4.625%
HK$29,740
+HK$1,489/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,502/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,101
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,912
−HK$825/mo
Today · 4.125%
HK$27,737
baseline
▲ 0.50% · 4.625%
HK$29,425
+HK$1,688/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,474/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,037
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,815
−HK$790/mo
Today · 4.125%
HK$30,605
baseline
▲ 0.50% · 4.625%
HK$32,219
+HK$1,614/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,210/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,108
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,983
−HK$888/mo
Today · 4.125%
HK$29,871
baseline
▲ 0.50% · 4.625%
HK$31,688
+HK$1,817/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$59,742/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,270
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,109
−HK$851/mo
Today · 4.125%
HK$32,960
baseline
▲ 0.50% · 4.625%
HK$34,697
+HK$1,737/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$65,920/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,116
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,053
−HK$952/mo
Today · 4.125%
HK$32,005
baseline
▲ 0.50% · 4.625%
HK$33,952
+HK$1,947/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$64,010/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,504
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,402
−HK$912/mo
Today · 4.125%
HK$35,314
baseline
▲ 0.50% · 4.625%
HK$37,175
+HK$1,861/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$70,628/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,124
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,123
−HK$1,015/mo
Today · 4.125%
HK$34,138
baseline
▲ 0.50% · 4.625%
HK$36,215
+HK$2,077/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$68,276/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,737
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,696
−HK$972/mo
Today · 4.125%
HK$37,668
baseline
▲ 0.50% · 4.625%
HK$39,654
+HK$1,986/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$75,336/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,131
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,193
−HK$1,079/mo
Today · 4.125%
HK$36,272
baseline
▲ 0.50% · 4.625%
HK$38,479
+HK$2,207/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$72,544/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$264,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,971
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,989
−HK$1,033/mo
Today · 4.125%
HK$40,022
baseline
▲ 0.50% · 4.625%
HK$42,132
+HK$2,110/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$80,044/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$264,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,139
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,263
−HK$1,142/mo
Today · 4.125%
HK$38,405
baseline
▲ 0.50% · 4.625%
HK$40,742
+HK$2,337/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$76,810/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,205
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,283
−HK$1,094/mo
Today · 4.125%
HK$42,377
baseline
▲ 0.50% · 4.625%
HK$44,610
+HK$2,233/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$84,754/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,146 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).