▼ 0.50% · 3.625%
HK$20,046
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,669
−HK$634/mo
Today · 4.125%
HK$21,303
baseline
▲ 0.50% · 4.625%
HK$22,599
+HK$1,296/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,606/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,301
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,899
−HK$607/mo
Today · 4.125%
HK$23,506
baseline
▲ 0.50% · 4.625%
HK$24,745
+HK$1,239/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,012/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,050
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,736
−HK$697/mo
Today · 4.125%
HK$23,433
baseline
▲ 0.50% · 4.625%
HK$24,859
+HK$1,426/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,866/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,531
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,189
−HK$667/mo
Today · 4.125%
HK$25,856
baseline
▲ 0.50% · 4.625%
HK$27,219
+HK$1,363/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,712/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,055
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,803
−HK$760/mo
Today · 4.125%
HK$25,563
baseline
▲ 0.50% · 4.625%
HK$27,119
+HK$1,556/mo
Deposit HK$3.52M · loan HK$5.27M · min. income ≈ HK$51,126/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,761
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,479
−HK$728/mo
Today · 4.125%
HK$28,207
baseline
▲ 0.50% · 4.625%
HK$29,693
+HK$1,486/mo
Deposit HK$3.52M · loan HK$5.27M · min. income ≈ HK$56,414/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,060
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,870
−HK$824/mo
Today · 4.125%
HK$27,694
baseline
▲ 0.50% · 4.625%
HK$29,379
+HK$1,685/mo
Deposit HK$3.08M · loan HK$5.71M · min. income ≈ HK$55,388/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,991
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,768
−HK$789/mo
Today · 4.125%
HK$30,557
baseline
▲ 0.50% · 4.625%
HK$32,168
+HK$1,611/mo
Deposit HK$3.08M · loan HK$5.71M · min. income ≈ HK$61,114/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,064
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,937
−HK$887/mo
Today · 4.125%
HK$29,824
baseline
▲ 0.50% · 4.625%
HK$31,639
+HK$1,815/mo
Deposit HK$2.64M · loan HK$6.15M · min. income ≈ HK$59,648/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,221
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,058
−HK$850/mo
Today · 4.125%
HK$32,908
baseline
▲ 0.50% · 4.625%
HK$34,642
+HK$1,734/mo
Deposit HK$2.64M · loan HK$6.15M · min. income ≈ HK$65,816/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,069
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$31,004
−HK$950/mo
Today · 4.125%
HK$31,954
baseline
▲ 0.50% · 4.625%
HK$33,899
+HK$1,945/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$63,908/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,451
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,348
−HK$910/mo
Today · 4.125%
HK$35,258
baseline
▲ 0.50% · 4.625%
HK$37,117
+HK$1,859/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$70,516/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,073
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,071
−HK$1,014/mo
Today · 4.125%
HK$34,085
baseline
▲ 0.50% · 4.625%
HK$36,158
+HK$2,073/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$68,170/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,681
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,638
−HK$971/mo
Today · 4.125%
HK$37,609
baseline
▲ 0.50% · 4.625%
HK$39,591
+HK$1,982/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$75,218/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,078
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,138
−HK$1,077/mo
Today · 4.125%
HK$36,215
baseline
▲ 0.50% · 4.625%
HK$38,418
+HK$2,203/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$72,430/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,911
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,928
−HK$1,031/mo
Today · 4.125%
HK$39,959
baseline
▲ 0.50% · 4.625%
HK$42,066
+HK$2,107/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$79,918/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,082
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,205
−HK$1,140/mo
Today · 4.125%
HK$38,345
baseline
▲ 0.50% · 4.625%
HK$40,678
+HK$2,333/mo
Deposit HK$879K · loan HK$7.91M · min. income ≈ HK$76,690/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,141
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,218
−HK$1,092/mo
Today · 4.125%
HK$42,310
baseline
▲ 0.50% · 4.625%
HK$44,540
+HK$2,230/mo
Deposit HK$879K · loan HK$7.91M · min. income ≈ HK$84,620/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,731 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).