▼ 0.50% · 3.625%
HK$20,370
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$21,004
−HK$643/mo
Today · 4.125%
HK$21,647
baseline
▲ 0.50% · 4.625%
HK$22,965
+HK$1,318/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,294/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,661
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,269
−HK$617/mo
Today · 4.125%
HK$23,886
baseline
▲ 0.50% · 4.625%
HK$25,145
+HK$1,259/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,772/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,407
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,104
−HK$708/mo
Today · 4.125%
HK$23,812
baseline
▲ 0.50% · 4.625%
HK$25,261
+HK$1,449/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$47,624/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,928
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,596
−HK$678/mo
Today · 4.125%
HK$26,274
baseline
▲ 0.50% · 4.625%
HK$27,659
+HK$1,385/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$52,548/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,444
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,204
−HK$773/mo
Today · 4.125%
HK$25,977
baseline
▲ 0.50% · 4.625%
HK$27,557
+HK$1,580/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,954/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,194
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,923
−HK$740/mo
Today · 4.125%
HK$28,663
baseline
▲ 0.50% · 4.625%
HK$30,174
+HK$1,511/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,326/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,481
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,305
−HK$837/mo
Today · 4.125%
HK$28,142
baseline
▲ 0.50% · 4.625%
HK$29,854
+HK$1,712/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,284/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,460
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,250
−HK$801/mo
Today · 4.125%
HK$31,051
baseline
▲ 0.50% · 4.625%
HK$32,688
+HK$1,637/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,102/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,518
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,405
−HK$901/mo
Today · 4.125%
HK$30,306
baseline
▲ 0.50% · 4.625%
HK$32,150
+HK$1,844/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,612/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,726
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,577
−HK$863/mo
Today · 4.125%
HK$33,440
baseline
▲ 0.50% · 4.625%
HK$35,203
+HK$1,763/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,880/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,555
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,505
−HK$966/mo
Today · 4.125%
HK$32,471
baseline
▲ 0.50% · 4.625%
HK$34,447
+HK$1,976/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$64,942/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,992
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,904
−HK$925/mo
Today · 4.125%
HK$35,829
baseline
▲ 0.50% · 4.625%
HK$37,717
+HK$1,888/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$71,658/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,592
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,606
−HK$1,030/mo
Today · 4.125%
HK$34,636
baseline
▲ 0.50% · 4.625%
HK$36,743
+HK$2,107/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$69,272/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,258
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,231
−HK$986/mo
Today · 4.125%
HK$38,217
baseline
▲ 0.50% · 4.625%
HK$40,232
+HK$2,015/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$76,434/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,629
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,706
−HK$1,094/mo
Today · 4.125%
HK$36,800
baseline
▲ 0.50% · 4.625%
HK$39,040
+HK$2,240/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$73,600/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,524
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,558
−HK$1,048/mo
Today · 4.125%
HK$40,606
baseline
▲ 0.50% · 4.625%
HK$42,746
+HK$2,140/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$81,212/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,666
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,806
−HK$1,159/mo
Today · 4.125%
HK$38,965
baseline
▲ 0.50% · 4.625%
HK$41,336
+HK$2,371/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$77,930/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,790
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,884
−HK$1,110/mo
Today · 4.125%
HK$42,994
baseline
▲ 0.50% · 4.625%
HK$45,261
+HK$2,267/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$85,988/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,996 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).