▼ 0.50% · 3.625%
HK$20,752
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,397
−HK$656/mo
Today · 4.125%
HK$22,053
baseline
▲ 0.50% · 4.625%
HK$23,395
+HK$1,342/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,106/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,086
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,705
−HK$628/mo
Today · 4.125%
HK$24,333
baseline
▲ 0.50% · 4.625%
HK$25,616
+HK$1,283/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,666/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,827
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,537
−HK$721/mo
Today · 4.125%
HK$24,258
baseline
▲ 0.50% · 4.625%
HK$25,734
+HK$1,476/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$48,516/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,395
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,076
−HK$691/mo
Today · 4.125%
HK$26,767
baseline
▲ 0.50% · 4.625%
HK$28,177
+HK$1,410/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$53,534/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,902
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,677
−HK$786/mo
Today · 4.125%
HK$26,463
baseline
▲ 0.50% · 4.625%
HK$28,074
+HK$1,611/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,926/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,703
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,446
−HK$754/mo
Today · 4.125%
HK$29,200
baseline
▲ 0.50% · 4.625%
HK$30,739
+HK$1,539/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,400/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,977
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,816
−HK$853/mo
Today · 4.125%
HK$28,669
baseline
▲ 0.50% · 4.625%
HK$30,413
+HK$1,744/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$57,338/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,012
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,817
−HK$816/mo
Today · 4.125%
HK$31,633
baseline
▲ 0.50% · 4.625%
HK$33,301
+HK$1,668/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$63,266/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,052
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,956
−HK$918/mo
Today · 4.125%
HK$30,874
baseline
▲ 0.50% · 4.625%
HK$32,753
+HK$1,879/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,748/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,320
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,187
−HK$879/mo
Today · 4.125%
HK$34,066
baseline
▲ 0.50% · 4.625%
HK$35,862
+HK$1,796/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,132/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,127
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,096
−HK$983/mo
Today · 4.125%
HK$33,079
baseline
▲ 0.50% · 4.625%
HK$35,092
+HK$2,013/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$66,158/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,629
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,558
−HK$942/mo
Today · 4.125%
HK$36,500
baseline
▲ 0.50% · 4.625%
HK$38,424
+HK$1,924/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$73,000/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,203
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,235
−HK$1,050/mo
Today · 4.125%
HK$35,285
baseline
▲ 0.50% · 4.625%
HK$37,432
+HK$2,147/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$70,570/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,938
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,928
−HK$1,005/mo
Today · 4.125%
HK$38,933
baseline
▲ 0.50% · 4.625%
HK$40,985
+HK$2,052/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$77,866/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,278
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,375
−HK$1,115/mo
Today · 4.125%
HK$37,490
baseline
▲ 0.50% · 4.625%
HK$39,771
+HK$2,281/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$74,980/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,246
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,299
−HK$1,067/mo
Today · 4.125%
HK$41,366
baseline
▲ 0.50% · 4.625%
HK$43,547
+HK$2,181/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$82,732/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,353
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,515
−HK$1,180/mo
Today · 4.125%
HK$39,695
baseline
▲ 0.50% · 4.625%
HK$42,111
+HK$2,416/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$79,390/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,555
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,669
−HK$1,131/mo
Today · 4.125%
HK$43,800
baseline
▲ 0.50% · 4.625%
HK$46,109
+HK$2,309/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$87,600/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,056 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).