▼ 0.50% · 3.625%
HK$20,338
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,971
−HK$642/mo
Today · 4.125%
HK$21,613
baseline
▲ 0.50% · 4.625%
HK$22,928
+HK$1,315/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,226/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,626
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,233
−HK$615/mo
Today · 4.125%
HK$23,848
baseline
▲ 0.50% · 4.625%
HK$25,105
+HK$1,257/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,696/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,372
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,068
−HK$707/mo
Today · 4.125%
HK$23,775
baseline
▲ 0.50% · 4.625%
HK$25,221
+HK$1,446/mo
Deposit HK$4.01M · loan HK$4.91M · min. income ≈ HK$47,550/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,888
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,556
−HK$677/mo
Today · 4.125%
HK$26,233
baseline
▲ 0.50% · 4.625%
HK$27,616
+HK$1,383/mo
Deposit HK$4.01M · loan HK$4.91M · min. income ≈ HK$52,466/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,406
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,165
−HK$771/mo
Today · 4.125%
HK$25,936
baseline
▲ 0.50% · 4.625%
HK$27,514
+HK$1,578/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$51,872/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,151
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,879
−HK$739/mo
Today · 4.125%
HK$28,618
baseline
▲ 0.50% · 4.625%
HK$30,126
+HK$1,508/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$57,236/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,439
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,262
−HK$835/mo
Today · 4.125%
HK$28,097
baseline
▲ 0.50% · 4.625%
HK$29,807
+HK$1,710/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$56,194/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,413
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,202
−HK$801/mo
Today · 4.125%
HK$31,003
baseline
▲ 0.50% · 4.625%
HK$32,637
+HK$1,634/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$62,006/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,473
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,359
−HK$900/mo
Today · 4.125%
HK$30,259
baseline
▲ 0.50% · 4.625%
HK$32,100
+HK$1,841/mo
Deposit HK$2.68M · loan HK$6.24M · min. income ≈ HK$60,518/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,676
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,526
−HK$861/mo
Today · 4.125%
HK$33,387
baseline
▲ 0.50% · 4.625%
HK$35,147
+HK$1,760/mo
Deposit HK$2.68M · loan HK$6.24M · min. income ≈ HK$66,774/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,507
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,456
−HK$964/mo
Today · 4.125%
HK$32,420
baseline
▲ 0.50% · 4.625%
HK$34,393
+HK$1,973/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$64,840/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,939
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,849
−HK$923/mo
Today · 4.125%
HK$35,772
baseline
▲ 0.50% · 4.625%
HK$37,658
+HK$1,886/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$71,544/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,541
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,553
−HK$1,028/mo
Today · 4.125%
HK$34,581
baseline
▲ 0.50% · 4.625%
HK$36,685
+HK$2,104/mo
Deposit HK$1.78M · loan HK$7.14M · min. income ≈ HK$69,162/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,201
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,172
−HK$985/mo
Today · 4.125%
HK$38,157
baseline
▲ 0.50% · 4.625%
HK$40,168
+HK$2,011/mo
Deposit HK$1.78M · loan HK$7.14M · min. income ≈ HK$76,314/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,574
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,650
−HK$1,093/mo
Today · 4.125%
HK$36,743
baseline
▲ 0.50% · 4.625%
HK$38,978
+HK$2,235/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$73,486/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,464
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,495
−HK$1,047/mo
Today · 4.125%
HK$40,542
baseline
▲ 0.50% · 4.625%
HK$42,679
+HK$2,137/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$81,084/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,608
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,747
−HK$1,157/mo
Today · 4.125%
HK$38,904
baseline
▲ 0.50% · 4.625%
HK$41,271
+HK$2,367/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$77,808/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,726
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,819
−HK$1,108/mo
Today · 4.125%
HK$42,927
baseline
▲ 0.50% · 4.625%
HK$45,189
+HK$2,262/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$85,854/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,575 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).