▼ 0.50% · 3.625%
HK$20,173
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,800
−HK$638/mo
Today · 4.125%
HK$21,438
baseline
▲ 0.50% · 4.625%
HK$22,742
+HK$1,304/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,876/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,442
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,044
−HK$610/mo
Today · 4.125%
HK$23,654
baseline
▲ 0.50% · 4.625%
HK$24,901
+HK$1,247/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,308/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,190
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,880
−HK$701/mo
Today · 4.125%
HK$23,581
baseline
▲ 0.50% · 4.625%
HK$25,016
+HK$1,435/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$47,162/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,686
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,348
−HK$672/mo
Today · 4.125%
HK$26,020
baseline
▲ 0.50% · 4.625%
HK$27,391
+HK$1,371/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$52,040/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,207
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,960
−HK$765/mo
Today · 4.125%
HK$25,725
baseline
▲ 0.50% · 4.625%
HK$27,290
+HK$1,565/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,450/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,930
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,652
−HK$733/mo
Today · 4.125%
HK$28,385
baseline
▲ 0.50% · 4.625%
HK$29,881
+HK$1,496/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,770/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,224
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,040
−HK$829/mo
Today · 4.125%
HK$27,869
baseline
▲ 0.50% · 4.625%
HK$29,565
+HK$1,696/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$55,738/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,174
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,957
−HK$794/mo
Today · 4.125%
HK$30,751
baseline
▲ 0.50% · 4.625%
HK$32,371
+HK$1,620/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$61,502/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,242
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,120
−HK$893/mo
Today · 4.125%
HK$30,013
baseline
▲ 0.50% · 4.625%
HK$31,839
+HK$1,826/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$60,026/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,419
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,261
−HK$855/mo
Today · 4.125%
HK$33,116
baseline
▲ 0.50% · 4.625%
HK$34,862
+HK$1,746/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,232/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,259
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,200
−HK$956/mo
Today · 4.125%
HK$32,156
baseline
▲ 0.50% · 4.625%
HK$34,113
+HK$1,957/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$64,312/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,663
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,566
−HK$915/mo
Today · 4.125%
HK$35,481
baseline
▲ 0.50% · 4.625%
HK$37,352
+HK$1,871/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$70,962/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,276
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,280
−HK$1,020/mo
Today · 4.125%
HK$34,300
baseline
▲ 0.50% · 4.625%
HK$36,387
+HK$2,087/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$68,600/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,907
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,870
−HK$977/mo
Today · 4.125%
HK$37,847
baseline
▲ 0.50% · 4.625%
HK$39,842
+HK$1,995/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$75,694/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,293
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,360
−HK$1,084/mo
Today · 4.125%
HK$36,444
baseline
▲ 0.50% · 4.625%
HK$38,661
+HK$2,217/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$72,888/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,151
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,174
−HK$1,038/mo
Today · 4.125%
HK$40,212
baseline
▲ 0.50% · 4.625%
HK$42,332
+HK$2,120/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$80,424/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,311
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,440
−HK$1,148/mo
Today · 4.125%
HK$38,588
baseline
▲ 0.50% · 4.625%
HK$40,936
+HK$2,348/mo
Deposit HK$885K · loan HK$7.96M · min. income ≈ HK$77,176/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,395
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,479
−HK$1,099/mo
Today · 4.125%
HK$42,578
baseline
▲ 0.50% · 4.625%
HK$44,822
+HK$2,244/mo
Deposit HK$885K · loan HK$7.96M · min. income ≈ HK$85,156/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,400 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).