▼ 0.50% · 3.625%
HK$20,488
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,125
−HK$648/mo
Today · 4.125%
HK$21,773
baseline
▲ 0.50% · 4.625%
HK$23,097
+HK$1,324/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,546/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,792
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,404
−HK$620/mo
Today · 4.125%
HK$24,024
baseline
▲ 0.50% · 4.625%
HK$25,290
+HK$1,266/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,048/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,537
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,238
−HK$712/mo
Today · 4.125%
HK$23,950
baseline
▲ 0.50% · 4.625%
HK$25,407
+HK$1,457/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,900/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,072
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,744
−HK$682/mo
Today · 4.125%
HK$26,426
baseline
▲ 0.50% · 4.625%
HK$27,819
+HK$1,393/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,852/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,585
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,350
−HK$777/mo
Today · 4.125%
HK$26,127
baseline
▲ 0.50% · 4.625%
HK$27,717
+HK$1,590/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$52,254/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,351
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,085
−HK$744/mo
Today · 4.125%
HK$28,829
baseline
▲ 0.50% · 4.625%
HK$30,348
+HK$1,519/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$57,658/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,634
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,463
−HK$841/mo
Today · 4.125%
HK$28,304
baseline
▲ 0.50% · 4.625%
HK$30,027
+HK$1,723/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$56,608/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,630
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,425
−HK$806/mo
Today · 4.125%
HK$31,231
baseline
▲ 0.50% · 4.625%
HK$32,877
+HK$1,646/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$62,462/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,683
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,575
−HK$907/mo
Today · 4.125%
HK$30,482
baseline
▲ 0.50% · 4.625%
HK$32,336
+HK$1,854/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$60,964/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,909
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,765
−HK$868/mo
Today · 4.125%
HK$33,633
baseline
▲ 0.50% · 4.625%
HK$35,406
+HK$1,773/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$67,266/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,732
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,688
−HK$971/mo
Today · 4.125%
HK$32,659
baseline
▲ 0.50% · 4.625%
HK$34,646
+HK$1,987/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$65,318/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,189
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,106
−HK$930/mo
Today · 4.125%
HK$36,036
baseline
▲ 0.50% · 4.625%
HK$37,935
+HK$1,899/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$72,072/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,781
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,800
−HK$1,036/mo
Today · 4.125%
HK$34,836
baseline
▲ 0.50% · 4.625%
HK$36,956
+HK$2,120/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$69,672/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,468
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,446
−HK$992/mo
Today · 4.125%
HK$38,438
baseline
▲ 0.50% · 4.625%
HK$40,464
+HK$2,026/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$76,876/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,829
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,913
−HK$1,100/mo
Today · 4.125%
HK$37,013
baseline
▲ 0.50% · 4.625%
HK$39,266
+HK$2,253/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$74,026/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,747
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,786
−HK$1,055/mo
Today · 4.125%
HK$40,841
baseline
▲ 0.50% · 4.625%
HK$42,993
+HK$2,152/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$81,682/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,878
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,025
−HK$1,166/mo
Today · 4.125%
HK$39,191
baseline
▲ 0.50% · 4.625%
HK$41,575
+HK$2,384/mo
Deposit HK$898K · loan HK$8.09M · min. income ≈ HK$78,382/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,026
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,127
−HK$1,116/mo
Today · 4.125%
HK$43,243
baseline
▲ 0.50% · 4.625%
HK$45,522
+HK$2,279/mo
Deposit HK$898K · loan HK$8.09M · min. income ≈ HK$86,486/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,547 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).