▼ 0.50% · 3.625%
HK$20,331
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,963
−HK$643/mo
Today · 4.125%
HK$21,606
baseline
▲ 0.50% · 4.625%
HK$22,920
+HK$1,314/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,212/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,618
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,224
−HK$616/mo
Today · 4.125%
HK$23,840
baseline
▲ 0.50% · 4.625%
HK$25,096
+HK$1,256/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,680/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,364
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,060
−HK$706/mo
Today · 4.125%
HK$23,766
baseline
▲ 0.50% · 4.625%
HK$25,212
+HK$1,446/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$47,532/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,880
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,547
−HK$677/mo
Today · 4.125%
HK$26,224
baseline
▲ 0.50% · 4.625%
HK$27,606
+HK$1,382/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$52,448/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,397
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,156
−HK$771/mo
Today · 4.125%
HK$25,927
baseline
▲ 0.50% · 4.625%
HK$27,504
+HK$1,577/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$51,854/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,141
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,869
−HK$739/mo
Today · 4.125%
HK$28,608
baseline
▲ 0.50% · 4.625%
HK$30,116
+HK$1,508/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$57,216/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,430
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,252
−HK$835/mo
Today · 4.125%
HK$28,087
baseline
▲ 0.50% · 4.625%
HK$29,796
+HK$1,709/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$56,174/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,403
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,192
−HK$800/mo
Today · 4.125%
HK$30,992
baseline
▲ 0.50% · 4.625%
HK$32,625
+HK$1,633/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$61,984/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,463
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,348
−HK$900/mo
Today · 4.125%
HK$30,248
baseline
▲ 0.50% · 4.625%
HK$32,089
+HK$1,841/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$60,496/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,665
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,514
−HK$862/mo
Today · 4.125%
HK$33,376
baseline
▲ 0.50% · 4.625%
HK$35,135
+HK$1,759/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$66,752/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,496
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,445
−HK$964/mo
Today · 4.125%
HK$32,409
baseline
▲ 0.50% · 4.625%
HK$34,381
+HK$1,972/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$64,818/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,927
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,837
−HK$923/mo
Today · 4.125%
HK$35,760
baseline
▲ 0.50% · 4.625%
HK$37,645
+HK$1,885/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$71,520/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,529
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,541
−HK$1,028/mo
Today · 4.125%
HK$34,569
baseline
▲ 0.50% · 4.625%
HK$36,673
+HK$2,104/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$69,138/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,189
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,159
−HK$985/mo
Today · 4.125%
HK$38,144
baseline
▲ 0.50% · 4.625%
HK$40,154
+HK$2,010/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$76,288/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,562
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,637
−HK$1,093/mo
Today · 4.125%
HK$36,730
baseline
▲ 0.50% · 4.625%
HK$38,965
+HK$2,235/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$73,460/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,450
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,482
−HK$1,046/mo
Today · 4.125%
HK$40,528
baseline
▲ 0.50% · 4.625%
HK$42,664
+HK$2,136/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$81,056/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,595
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,734
−HK$1,156/mo
Today · 4.125%
HK$38,890
baseline
▲ 0.50% · 4.625%
HK$41,257
+HK$2,367/mo
Deposit HK$892K · loan HK$8.02M · min. income ≈ HK$77,780/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,712
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,804
−HK$1,108/mo
Today · 4.125%
HK$42,912
baseline
▲ 0.50% · 4.625%
HK$45,174
+HK$2,262/mo
Deposit HK$892K · loan HK$8.02M · min. income ≈ HK$85,824/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,481 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).