▼ 0.50% · 3.625%
HK$20,301
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,932
−HK$642/mo
Today · 4.125%
HK$21,574
baseline
▲ 0.50% · 4.625%
HK$22,886
+HK$1,312/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,148/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,584
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,190
−HK$614/mo
Today · 4.125%
HK$23,804
baseline
▲ 0.50% · 4.625%
HK$25,059
+HK$1,255/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,608/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,331
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,025
−HK$706/mo
Today · 4.125%
HK$23,731
baseline
▲ 0.50% · 4.625%
HK$25,175
+HK$1,444/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$47,462/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$267,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,843
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,509
−HK$676/mo
Today · 4.125%
HK$26,185
baseline
▲ 0.50% · 4.625%
HK$27,565
+HK$1,380/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$52,370/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$267,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,361
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,118
−HK$770/mo
Today · 4.125%
HK$25,888
baseline
▲ 0.50% · 4.625%
HK$27,464
+HK$1,576/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$51,776/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,101
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,828
−HK$737/mo
Today · 4.125%
HK$28,565
baseline
▲ 0.50% · 4.625%
HK$30,071
+HK$1,506/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$57,130/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,391
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,212
−HK$834/mo
Today · 4.125%
HK$28,046
baseline
▲ 0.50% · 4.625%
HK$29,752
+HK$1,706/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$56,092/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$267,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,359
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,147
−HK$799/mo
Today · 4.125%
HK$30,946
baseline
▲ 0.50% · 4.625%
HK$32,577
+HK$1,631/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$61,892/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$267,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,421
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,305
−HK$898/mo
Today · 4.125%
HK$30,203
baseline
▲ 0.50% · 4.625%
HK$32,041
+HK$1,838/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$60,406/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,618
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,466
−HK$860/mo
Today · 4.125%
HK$33,326
baseline
▲ 0.50% · 4.625%
HK$35,083
+HK$1,757/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$66,652/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,451
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,398
−HK$962/mo
Today · 4.125%
HK$32,360
baseline
▲ 0.50% · 4.625%
HK$34,329
+HK$1,969/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$64,720/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,876
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,785
−HK$922/mo
Today · 4.125%
HK$35,707
baseline
▲ 0.50% · 4.625%
HK$37,589
+HK$1,882/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$71,414/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,481
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,491
−HK$1,027/mo
Today · 4.125%
HK$34,518
baseline
▲ 0.50% · 4.625%
HK$36,618
+HK$2,100/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$69,036/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,135
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,104
−HK$983/mo
Today · 4.125%
HK$38,087
baseline
▲ 0.50% · 4.625%
HK$40,095
+HK$2,008/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$76,174/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,511
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,585
−HK$1,090/mo
Today · 4.125%
HK$36,675
baseline
▲ 0.50% · 4.625%
HK$38,907
+HK$2,232/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$73,350/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,393
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,423
−HK$1,044/mo
Today · 4.125%
HK$40,467
baseline
▲ 0.50% · 4.625%
HK$42,601
+HK$2,134/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$80,934/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,541
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,678
−HK$1,155/mo
Today · 4.125%
HK$38,833
baseline
▲ 0.50% · 4.625%
HK$41,195
+HK$2,362/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$77,666/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,652
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,742
−HK$1,106/mo
Today · 4.125%
HK$42,848
baseline
▲ 0.50% · 4.625%
HK$45,106
+HK$2,258/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$85,696/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,084 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).