▼ 0.50% · 3.625%
HK$20,813
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,461
−HK$657/mo
Today · 4.125%
HK$22,118
baseline
▲ 0.50% · 4.625%
HK$23,464
+HK$1,346/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,236/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$282,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,155
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,776
−HK$630/mo
Today · 4.125%
HK$24,406
baseline
▲ 0.50% · 4.625%
HK$25,692
+HK$1,286/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,812/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$282,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,895
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,607
−HK$723/mo
Today · 4.125%
HK$24,330
baseline
▲ 0.50% · 4.625%
HK$25,811
+HK$1,481/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$48,660/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,470
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,153
−HK$693/mo
Today · 4.125%
HK$26,846
baseline
▲ 0.50% · 4.625%
HK$28,261
+HK$1,415/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$53,692/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,976
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,753
−HK$789/mo
Today · 4.125%
HK$26,542
baseline
▲ 0.50% · 4.625%
HK$28,157
+HK$1,615/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$53,084/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,785
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,531
−HK$756/mo
Today · 4.125%
HK$29,287
baseline
▲ 0.50% · 4.625%
HK$30,830
+HK$1,543/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$58,574/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,057
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,899
−HK$855/mo
Today · 4.125%
HK$28,754
baseline
▲ 0.50% · 4.625%
HK$30,504
+HK$1,750/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$57,508/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,101
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,908
−HK$819/mo
Today · 4.125%
HK$31,727
baseline
▲ 0.50% · 4.625%
HK$33,400
+HK$1,673/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$63,454/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,139
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,045
−HK$921/mo
Today · 4.125%
HK$30,966
baseline
▲ 0.50% · 4.625%
HK$32,850
+HK$1,884/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$61,932/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,416
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,286
−HK$882/mo
Today · 4.125%
HK$34,168
baseline
▲ 0.50% · 4.625%
HK$35,969
+HK$1,801/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$68,336/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,220
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,191
−HK$987/mo
Today · 4.125%
HK$33,178
baseline
▲ 0.50% · 4.625%
HK$35,196
+HK$2,018/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$66,356/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,732
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,663
−HK$945/mo
Today · 4.125%
HK$36,608
baseline
▲ 0.50% · 4.625%
HK$38,538
+HK$1,930/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$73,216/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,301
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,337
−HK$1,053/mo
Today · 4.125%
HK$35,390
baseline
▲ 0.50% · 4.625%
HK$37,543
+HK$2,153/mo
Deposit HK$1.83M · loan HK$7.30M · min. income ≈ HK$70,780/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,047
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,041
−HK$1,008/mo
Today · 4.125%
HK$39,049
baseline
▲ 0.50% · 4.625%
HK$41,107
+HK$2,058/mo
Deposit HK$1.83M · loan HK$7.30M · min. income ≈ HK$78,098/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,383
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,483
−HK$1,118/mo
Today · 4.125%
HK$37,601
baseline
▲ 0.50% · 4.625%
HK$39,889
+HK$2,288/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$75,202/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,363
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,418
−HK$1,071/mo
Today · 4.125%
HK$41,489
baseline
▲ 0.50% · 4.625%
HK$43,676
+HK$2,187/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$82,978/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,464
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,629
−HK$1,184/mo
Today · 4.125%
HK$39,813
baseline
▲ 0.50% · 4.625%
HK$42,236
+HK$2,423/mo
Deposit HK$913K · loan HK$8.21M · min. income ≈ HK$79,626/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$282,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,678
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,796
−HK$1,134/mo
Today · 4.125%
HK$43,930
baseline
▲ 0.50% · 4.625%
HK$46,246
+HK$2,316/mo
Deposit HK$913K · loan HK$8.21M · min. income ≈ HK$87,860/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$282,761 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).