▼ 0.50% · 3.625%
HK$20,534
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,172
−HK$649/mo
Today · 4.125%
HK$21,821
baseline
▲ 0.50% · 4.625%
HK$23,149
+HK$1,328/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$43,642/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$270,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,844
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,456
−HK$622/mo
Today · 4.125%
HK$24,078
baseline
▲ 0.50% · 4.625%
HK$25,347
+HK$1,269/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$48,156/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$270,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,587
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,290
−HK$713/mo
Today · 4.125%
HK$24,003
baseline
▲ 0.50% · 4.625%
HK$25,464
+HK$1,461/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$48,006/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$270,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,128
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,802
−HK$683/mo
Today · 4.125%
HK$26,485
baseline
▲ 0.50% · 4.625%
HK$27,882
+HK$1,397/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$52,970/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$270,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,640
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,407
−HK$779/mo
Today · 4.125%
HK$26,186
baseline
▲ 0.50% · 4.625%
HK$27,779
+HK$1,593/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$52,372/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$270,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,412
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,147
−HK$746/mo
Today · 4.125%
HK$28,893
baseline
▲ 0.50% · 4.625%
HK$30,416
+HK$1,523/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$57,786/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$270,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,694
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,524
−HK$844/mo
Today · 4.125%
HK$28,368
baseline
▲ 0.50% · 4.625%
HK$30,094
+HK$1,726/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$56,736/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$270,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,697
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,493
−HK$808/mo
Today · 4.125%
HK$31,301
baseline
▲ 0.50% · 4.625%
HK$32,951
+HK$1,650/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$62,602/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$270,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,747
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,641
−HK$909/mo
Today · 4.125%
HK$30,550
baseline
▲ 0.50% · 4.625%
HK$32,409
+HK$1,859/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$61,100/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$270,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,981
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,839
−HK$870/mo
Today · 4.125%
HK$33,709
baseline
▲ 0.50% · 4.625%
HK$35,486
+HK$1,777/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$67,418/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$270,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,801
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,759
−HK$973/mo
Today · 4.125%
HK$32,732
baseline
▲ 0.50% · 4.625%
HK$34,724
+HK$1,992/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$65,464/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$270,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,265
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,184
−HK$933/mo
Today · 4.125%
HK$36,117
baseline
▲ 0.50% · 4.625%
HK$38,020
+HK$1,903/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$72,234/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$270,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,854
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,876
−HK$1,038/mo
Today · 4.125%
HK$34,914
baseline
▲ 0.50% · 4.625%
HK$37,039
+HK$2,125/mo
Deposit HK$1.80M · loan HK$7.20M · min. income ≈ HK$69,828/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$270,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,550
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,530
−HK$994/mo
Today · 4.125%
HK$38,524
baseline
▲ 0.50% · 4.625%
HK$40,555
+HK$2,031/mo
Deposit HK$1.80M · loan HK$7.20M · min. income ≈ HK$77,048/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$270,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,907
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,993
−HK$1,103/mo
Today · 4.125%
HK$37,096
baseline
▲ 0.50% · 4.625%
HK$39,354
+HK$2,258/mo
Deposit HK$1.35M · loan HK$7.65M · min. income ≈ HK$74,192/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$270,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,834
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,876
−HK$1,056/mo
Today · 4.125%
HK$40,932
baseline
▲ 0.50% · 4.625%
HK$43,090
+HK$2,158/mo
Deposit HK$1.35M · loan HK$7.65M · min. income ≈ HK$81,864/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$270,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,961
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,110
−HK$1,168/mo
Today · 4.125%
HK$39,278
baseline
▲ 0.50% · 4.625%
HK$41,668
+HK$2,390/mo
Deposit HK$900K · loan HK$8.10M · min. income ≈ HK$78,556/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$270,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,118
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,221
−HK$1,119/mo
Today · 4.125%
HK$43,340
baseline
▲ 0.50% · 4.625%
HK$45,624
+HK$2,284/mo
Deposit HK$900K · loan HK$8.10M · min. income ≈ HK$86,680/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$270,501 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).