▼ 0.50% · 3.625%
HK$16,355
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$16,864
−HK$517/mo
Today · 4.125%
HK$17,381
baseline
▲ 0.50% · 4.625%
HK$18,439
+HK$1,058/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,762/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,195
−HK$983/mo
▼ 0.25% · 3.875%
HK$18,683
−HK$495/mo
Today · 4.125%
HK$19,178
baseline
▲ 0.50% · 4.625%
HK$20,189
+HK$1,011/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,356/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,991
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,551
−HK$568/mo
Today · 4.125%
HK$19,119
baseline
▲ 0.50% · 4.625%
HK$20,282
+HK$1,163/mo
Deposit HK$3.23M · loan HK$3.94M · min. income ≈ HK$38,238/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$215,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,015
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,552
−HK$544/mo
Today · 4.125%
HK$21,096
baseline
▲ 0.50% · 4.625%
HK$22,208
+HK$1,112/mo
Deposit HK$3.23M · loan HK$3.94M · min. income ≈ HK$42,192/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$215,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,626
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,237
−HK$620/mo
Today · 4.125%
HK$20,857
baseline
▲ 0.50% · 4.625%
HK$22,126
+HK$1,269/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$41,714/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$215,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,834
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,420
−HK$594/mo
Today · 4.125%
HK$23,014
baseline
▲ 0.50% · 4.625%
HK$24,227
+HK$1,213/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$46,028/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$215,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,262
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,923
−HK$672/mo
Today · 4.125%
HK$22,595
baseline
▲ 0.50% · 4.625%
HK$23,970
+HK$1,375/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$45,190/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,654
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,288
−HK$644/mo
Today · 4.125%
HK$24,932
baseline
▲ 0.50% · 4.625%
HK$26,246
+HK$1,314/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$49,864/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,898
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,610
−HK$723/mo
Today · 4.125%
HK$24,333
baseline
▲ 0.50% · 4.625%
HK$25,814
+HK$1,481/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$48,666/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,473
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,156
−HK$694/mo
Today · 4.125%
HK$26,850
baseline
▲ 0.50% · 4.625%
HK$28,265
+HK$1,415/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$53,700/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,533
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,296
−HK$776/mo
Today · 4.125%
HK$26,072
baseline
▲ 0.50% · 4.625%
HK$27,658
+HK$1,586/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$52,144/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,293
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,025
−HK$742/mo
Today · 4.125%
HK$28,767
baseline
▲ 0.50% · 4.625%
HK$30,284
+HK$1,517/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$57,534/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,169
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,983
−HK$827/mo
Today · 4.125%
HK$27,810
baseline
▲ 0.50% · 4.625%
HK$29,502
+HK$1,692/mo
Deposit HK$1.43M · loan HK$5.74M · min. income ≈ HK$55,620/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,112
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,893
−HK$792/mo
Today · 4.125%
HK$30,685
baseline
▲ 0.50% · 4.625%
HK$32,303
+HK$1,618/mo
Deposit HK$1.43M · loan HK$5.74M · min. income ≈ HK$61,370/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,804
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,669
−HK$879/mo
Today · 4.125%
HK$29,548
baseline
▲ 0.50% · 4.625%
HK$31,346
+HK$1,798/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$59,096/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,932
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,761
−HK$842/mo
Today · 4.125%
HK$32,603
baseline
▲ 0.50% · 4.625%
HK$34,322
+HK$1,719/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$65,206/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,440
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,355
−HK$931/mo
Today · 4.125%
HK$31,286
baseline
▲ 0.50% · 4.625%
HK$33,190
+HK$1,904/mo
Deposit HK$717K · loan HK$6.46M · min. income ≈ HK$62,572/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$215,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,751
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,630
−HK$891/mo
Today · 4.125%
HK$34,521
baseline
▲ 0.50% · 4.625%
HK$36,340
+HK$1,819/mo
Deposit HK$717K · loan HK$6.46M · min. income ≈ HK$69,042/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$215,179 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).