▼ 0.50% · 3.625%
HK$19,242
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,841
−HK$608/mo
Today · 4.125%
HK$20,449
baseline
▲ 0.50% · 4.625%
HK$21,693
+HK$1,244/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,898/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,407
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,981
−HK$582/mo
Today · 4.125%
HK$22,563
baseline
▲ 0.50% · 4.625%
HK$23,752
+HK$1,189/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,126/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,166
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,825
−HK$668/mo
Today · 4.125%
HK$22,493
baseline
▲ 0.50% · 4.625%
HK$23,862
+HK$1,369/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$44,986/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,547
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,179
−HK$640/mo
Today · 4.125%
HK$24,819
baseline
▲ 0.50% · 4.625%
HK$26,128
+HK$1,309/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$49,638/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,090
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,809
−HK$729/mo
Today · 4.125%
HK$24,538
baseline
▲ 0.50% · 4.625%
HK$26,031
+HK$1,493/mo
Deposit HK$3.38M · loan HK$5.06M · min. income ≈ HK$49,076/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,688
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,377
−HK$699/mo
Today · 4.125%
HK$27,076
baseline
▲ 0.50% · 4.625%
HK$28,503
+HK$1,427/mo
Deposit HK$3.38M · loan HK$5.06M · min. income ≈ HK$54,152/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,015
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,793
−HK$790/mo
Today · 4.125%
HK$26,583
baseline
▲ 0.50% · 4.625%
HK$28,201
+HK$1,618/mo
Deposit HK$2.95M · loan HK$5.49M · min. income ≈ HK$53,166/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,828
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,575
−HK$757/mo
Today · 4.125%
HK$29,332
baseline
▲ 0.50% · 4.625%
HK$30,878
+HK$1,546/mo
Deposit HK$2.95M · loan HK$5.49M · min. income ≈ HK$58,664/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,939
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,777
−HK$851/mo
Today · 4.125%
HK$28,628
baseline
▲ 0.50% · 4.625%
HK$30,370
+HK$1,742/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,256/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$253,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,969
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,773
−HK$815/mo
Today · 4.125%
HK$31,588
baseline
▲ 0.50% · 4.625%
HK$33,253
+HK$1,665/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,176/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$253,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,863
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,761
−HK$912/mo
Today · 4.125%
HK$30,673
baseline
▲ 0.50% · 4.625%
HK$32,539
+HK$1,866/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$61,346/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,110
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,971
−HK$874/mo
Today · 4.125%
HK$33,845
baseline
▲ 0.50% · 4.625%
HK$35,629
+HK$1,784/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$67,690/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,787
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,745
−HK$973/mo
Today · 4.125%
HK$32,718
baseline
▲ 0.50% · 4.625%
HK$34,709
+HK$1,991/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$65,436/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,250
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,169
−HK$932/mo
Today · 4.125%
HK$36,101
baseline
▲ 0.50% · 4.625%
HK$38,004
+HK$1,903/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$72,202/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,711
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,729
−HK$1,034/mo
Today · 4.125%
HK$34,763
baseline
▲ 0.50% · 4.625%
HK$36,878
+HK$2,115/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$69,526/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,391
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,367
−HK$990/mo
Today · 4.125%
HK$38,357
baseline
▲ 0.50% · 4.625%
HK$40,379
+HK$2,022/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$76,714/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,636
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,713
−HK$1,095/mo
Today · 4.125%
HK$36,808
baseline
▲ 0.50% · 4.625%
HK$39,047
+HK$2,239/mo
Deposit HK$844K · loan HK$7.59M · min. income ≈ HK$73,616/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,532
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,565
−HK$1,048/mo
Today · 4.125%
HK$40,613
baseline
▲ 0.50% · 4.625%
HK$42,754
+HK$2,141/mo
Deposit HK$844K · loan HK$7.59M · min. income ≈ HK$81,226/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,156 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).