▼ 0.50% · 3.625%
HK$21,806
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,484
−HK$689/mo
Today · 4.125%
HK$23,173
baseline
▲ 0.50% · 4.625%
HK$24,583
+HK$1,410/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,346/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,259
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,909
−HK$660/mo
Today · 4.125%
HK$25,569
baseline
▲ 0.50% · 4.625%
HK$26,917
+HK$1,348/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,138/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,986
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,732
−HK$758/mo
Today · 4.125%
HK$25,490
baseline
▲ 0.50% · 4.625%
HK$27,042
+HK$1,552/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$50,980/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,685
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,400
−HK$726/mo
Today · 4.125%
HK$28,126
baseline
▲ 0.50% · 4.625%
HK$29,609
+HK$1,483/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$56,252/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,167
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,981
−HK$827/mo
Today · 4.125%
HK$27,808
baseline
▲ 0.50% · 4.625%
HK$29,500
+HK$1,692/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$55,616/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,110
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,891
−HK$792/mo
Today · 4.125%
HK$30,683
baseline
▲ 0.50% · 4.625%
HK$32,301
+HK$1,618/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$61,366/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,347
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,229
−HK$896/mo
Today · 4.125%
HK$30,125
baseline
▲ 0.50% · 4.625%
HK$31,958
+HK$1,833/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$60,250/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$326,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,536
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,382
−HK$858/mo
Today · 4.125%
HK$33,240
baseline
▲ 0.50% · 4.625%
HK$34,992
+HK$1,752/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$66,480/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$326,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,528
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,478
−HK$964/mo
Today · 4.125%
HK$32,442
baseline
▲ 0.50% · 4.625%
HK$34,416
+HK$1,974/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,884/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,962
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,873
−HK$924/mo
Today · 4.125%
HK$35,797
baseline
▲ 0.50% · 4.625%
HK$37,684
+HK$1,887/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,594/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,709
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,726
−HK$1,034/mo
Today · 4.125%
HK$34,760
baseline
▲ 0.50% · 4.625%
HK$36,875
+HK$2,115/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$69,520/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,388
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,364
−HK$990/mo
Today · 4.125%
HK$38,354
baseline
▲ 0.50% · 4.625%
HK$40,376
+HK$2,022/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$76,708/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,889
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,974
−HK$1,103/mo
Today · 4.125%
HK$37,077
baseline
▲ 0.50% · 4.625%
HK$39,333
+HK$2,256/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$74,154/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,814
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,855
−HK$1,056/mo
Today · 4.125%
HK$40,911
baseline
▲ 0.50% · 4.625%
HK$43,067
+HK$2,156/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$81,822/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,070
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,223
−HK$1,171/mo
Today · 4.125%
HK$39,394
baseline
▲ 0.50% · 4.625%
HK$41,791
+HK$2,397/mo
Deposit HK$1.43M · loan HK$8.13M · min. income ≈ HK$78,788/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,240
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,346
−HK$1,122/mo
Today · 4.125%
HK$43,468
baseline
▲ 0.50% · 4.625%
HK$45,759
+HK$2,291/mo
Deposit HK$1.43M · loan HK$8.13M · min. income ≈ HK$86,936/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,250
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,471
−HK$1,241/mo
Today · 4.125%
HK$41,712
baseline
▲ 0.50% · 4.625%
HK$44,250
+HK$2,538/mo
Deposit HK$956K · loan HK$8.61M · min. income ≈ HK$83,424/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,666
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,837
−HK$1,188/mo
Today · 4.125%
HK$46,025
baseline
▲ 0.50% · 4.625%
HK$48,451
+HK$2,426/mo
Deposit HK$956K · loan HK$8.61M · min. income ≈ HK$92,050/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,286 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).